We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Changed Insurance Company

Geodark
Geodark Posts: 1,049 Forumite
Part of the Furniture 1,000 Posts
Hi all, quick query for you...

just changed insurance company after 5 years and all has gone through but they haven't asked me for proof of ncd. on the email I got from them it states that I *may* be asked. Can they check this online now? I changed from Morethan to Hastings Premier if that makes any difference.

Not worried as I have proof if I need to supply it, was just wondering why I hadn't been asked to send it.

Laters all...

Comments

  • GTE_Boy
    GTE_Boy Posts: 218 Forumite
    Geodark wrote: »
    Hi all, quick query for you...

    just changed insurance company after 5 years and all has gone through but they haven't asked me for proof of ncd. on the email I got from them it states that I *may* be asked. Can they check this online now? I changed from Morethan to Hastings Premier if that makes any difference.

    Not worried as I have proof if I need to supply it, was just wondering why I hadn't been asked to send it.

    Laters all...

    I went to more than with 20 plus years no claims. Despite not losing any I've only got 9 now.
  • They can contact your previous insurer to get confirmation, it seems some do, some don't, and some ask for a copy to be either uploaded on their site or emailed to them.

    Some only ask if/ when you have to make a claim.

    If they haven't requested it, you're probably ok but personally I'd contact them and ask if they need it, just to be on the safe side.
    Occasionally horror stories of cancelled insurance due to a "mix up" (to put it politely) You definitely don't need that.
  • Geodark
    Geodark Posts: 1,049 Forumite
    Part of the Furniture 1,000 Posts
    Rang them up, all background checks were done online and they have confirmed the ncd with the previous company so all is well :)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.