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Is this a strange idea

In the last 10 years we have had 3 internal leaks of water. I am seriously thinking about getting a plumber to move the stopcock so we can easily turn it off and turn it off at night and when we go out. This will make any future floods low impact.
I know this sounds paranoid but :-
A) This has been expensive
B) Very inconvenient
C) We live in a "high flood" risk area so am worried we might not get insurance. (Actually we don't the river we are near is very very small and can expand 10x before it floods - I checked in the heavy rain 2 years ago and it was still 25% full but it still counts as high risk).

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