Pay ALL your debt off by Xmas 2017

fire-wannabe

#46 with a payment of £50 please Muppets

fire-wannabe

abba1772 wrote: »

Yeah but I won't be done will be back next year :j

Sent £10 towards the Halifax card brings my total to £5165.46 / £6000

not to worry, looks like I'll be here for a while too :rotfl::rotfl::rotfl:

monz

kirtsypoos wrote: »

Morning everyone! I've been AWOL on holiday for 3.5 weeks but finally getting back to normal and checking in!

#006 checking in with £16585.33/14,539.71 please muppets

ahhhh Kirsty welcome back xx

Captain_Bluebear

Well..Flippin 'eck!.....I've done it!

I just made my final £200 payment to my last creditor and I am now DEBT FREE!!!!

So...for the final time Muppets...*takes deep breath* #66 £2889/£2889!!!!!!!

Thank you so much to everyone here...I truly couldn't have done it without you all.

Last year I was in such a bad place (in every sense of the word) but, I made changes....some of them were very drastic and now my life is so much simpler and 100 times better.

Muppets, thank you for your wonderful thread. It totally inspired me and I would never have been able to do this without you personally. I'm truly grateful to you hun!

I hope you don't mind if I pop back on here from time to time to see how you're all doing.

Good luck guys!

Hugs

Becs x x

cmc_entertainment

#128

Paid £1987 so far in October.

Creditors 10 / 21

Total creditors paid off: 10

MONTHLY TOTALS
Jan paid off: £1550 - 9.69% - 1 creditor cleared.
Feb paid off: £965 - 6.68% - 1 creditor cleared.
March paid off: £1428 - 9.44% - 1 creditor cleared.
April paid off: £1037 - 8.6% - 0 creditors cleared
May paid off: £1127 - 10.23% - 2 creditors cleared
June paid off: £927 - 10.33% - 1 creditors cleared
July paid off: £1292 - 17.45% - 5 creditors cleared
August paid off: £1668 - errm% - 1 creditors cleared
September paid off: £2073 - errm% - 1 creditors cleared
October paid off: £1987 - errm% - 2 creditors cleared

YEARLY TOTAL
Total paid off this year: £14,054 / £16,000 - 87.84%

Creditors unable to comply with s77 request 1 / 2.

abba1772

Captain_Bluebear wrote: »

Well..Flippin 'eck!.....I've done it!

I just made my final £200 payment to my last creditor and I am now DEBT FREE!!!!

So...for the final time Muppets...*takes deep breath* #66 £2889/£2889!!!!!!!

Thank you so much to everyone here...I truly couldn't have done it without you all.

Last year I was in such a bad place (in every sense of the word) but, I made changes....some of them were very drastic and now my life is so much simpler and 100 times better.

Muppets, thank you for your wonderful thread. It totally inspired me and I would never have been able to do this without you personally. I'm truly grateful to you hun!

I hope you don't mind if I pop back on here from time to time to see how you're all doing.

Good luck guys!

Hugs

Becs x x

Congratulations becs you've done a great job well done xx :beer:

abba1772

Sent £399 to clear my very account :j and £165.38 towards the Halifax card brining my total to £5729.84 / £6000

greent

Congratulations, Captain Bluebear! - fab news! :j:

greent

Another new month = new figures

Nov's figures: total paid is £302 - meaning YTD total is £11937/ £10k for #15
Running update:

(OH) VW 13166 - repay min 3612/ Nov paid 302/ YTD Paid 3322 (83.6%)
(me) Sains 5852 - repay min 3564/ Nov Paid 0/ YTD paid 5852 (164%) :j
(OH) Next 973 - repay all 973/ Nov Paid 0/ YTD Paid 973 (100%) :j
(OH) PO CC 350 - repay all 350/ Nov Paid 0/ YTD paid £350 (100%) :j
(Jt) Tax Cr 1444 - repay all 1444/ Nov Paid 0/ YTD paid £1444 (100%):j
Totals: 21711 - (2017 repay 9943 - round up to £10k target)/ YTD paid 11937 (119.4%)

Paid £426 OP to BTL mtge, too

Will be starting 2018 with OH's car finance (ending in Sept 2018) and some big house purchases on 0% CC - which will be cleared in 2018 - and then we can start to really tackle BTL mtge.

Tax credits think I will owe them money again (about 2.5k) I think they will either owe me a small amount or I will owe them a smaller amount (c£500 max), depending upon finances between now and end of tax year - depends if husband has another contract after Xmas (current one finishes mid Dec)

Mofette

I'm sheepishly returning after moving jobs, and taking my eye off the ball for the sake of an easy life.

We also took a holiday to Canada to see my best friend, and then Seattle. The only holiday next year will be a v. short stay in France.

I'm currently at

131 Mofette £ 1,692.94 / £ 6.928,94 24.4%

But that's ok - the current balance of 5236.00 has NO APR until next December, and we have REALISTIC plans to have it gone by August. I think the realistic part was the other main stumbling block.

This even includes some extra spending next month for Christmas, and a lower CCard payment in January in case we go off the rails slightly in December.

I've also LOST 4 stone, so at least one thing kept getting smaller - my waistline and not my debt...