📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Pay ALL your debt off by Xmas 2017

1146147149151152201

Comments

  • mrshubbard
    mrshubbard Posts: 176 Forumite
    Tenth Anniversary Combo Breaker
    #161 £100/3286

    My target was £2700 but due to life and lack of willpower so far the new total I want to clear is £3286 :( I will do it though.
    1 debt vs 100 days -
    Debtfree by Xmas
    NST - 1/18 NSDs £54/£250 food 0/£60spends
    Debts - CC1-[STRIKE]£4438.89[/STRIKE] £4329.82 CC2-[STRIKE]4560.38[/STRIKE] £3672.52 CC3-[STRIKE]£10,326[/STRIKE]£10,155.85 CC4 - [STRIKE]£3286[/STRIKE]
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    louby40 wrote: »
    Debt PAID IN FULL!!!! Yay!!!
    CONGRATS LOUBY

    [FONT=&quot]:starmod::staradmin#[FONT=&quot][FONT=&quot]32[/FONT][/FONT] [/FONT][FONT=&quot]louby40[/FONT] :staradmin:starmod:
    Joined on 19th December 2016
    Debt free on 27th June 2017
    Total cleared - £3,442.00
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    #141checking in... All paid off and now debt free! Can't wait to see it all updated on my credit files.

    Good luck everyone!
    CONGRATS Whoknowskt89
    [FONT=&quot]:starmod::staradmin#[FONT=&quot][FONT=&quot]141[/FONT][/FONT] [/FONT]Whoknowskt89 :staradmin:starmod:
    Joined on 19th Feb 2017
    Debt free on 30th June 2017
    Total cleared - £2,218.00
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    edited 2 July 2017 at 6:22AM
    Evening all, the front page has now been updated :j:j

    In June we had 4 members join us.:beer:
    We had 3 New DEBT FREE Members :T:T:T

    We paid off £27,402.64 :D

    We paid off a total of £267,717.98 which is 20.51% of our target ;)
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    greent wrote: »
    July's figures: total paid is £452 - meaning YTD total is £10335/ £10k for #15 :j:j :D

    CONGRATS greent on smashing your 2017 target
    :starmod::staradmin# 15 greent :staradmin:starmod:
    Smashed their target
    Target cleared - £ 10,000.00
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • Windofchange
    Windofchange Posts: 1,172 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Ok. The past two months since I last checked in have been a tale of two halves. I had a £1200 car repair bill (clutch / flywheel) and insurance on that as well as the motorbike at another £900 ish. I had actually budgeted however for a change, and my overtime payments came in last week giving me £3000 to put on the cards. So, I've parked debt on the credit cards, but have now taken off a lot more in return, so overall a win.

    So, it's a little tricky to give a numerical update. My debt on the front page stood at £ 8,345,89. I now have £1615 on the Virgin card and £616 on the barclaycard. The student loan is all but done now with £489 remaining.

    So, I guess I can add those up which gives me £2720. I can then take that away from the £8345.89 and that gives me £5625 paid off. So, my new updated total is that I owe £2720 which is 68% of my debt gone.

    This next month will be a bit lean for me as not got much overtime, but August's pay check should be another big one - I'm currently having a beer in-between two 12 hour shifts. I think I can clear the rest of this by September. Finally, after a looooooonngggg time the end is in sight.

    I'm too tired to change my signature - I should put the barclaycard back to being £616 in debt, but it will be coming off this month so I'm just going to leave it.
  • #128

    Paid £927 so far in June.

    Creditors 15 / 21

    Total creditors paid off: 6

    MONTHLY TOTALS
    Jan paid off: £1550 - 9.69% - 1 creditor cleared.
    Feb paid off: £965 - 6.68% - 1 creditor cleared.
    March paid off: £1428 - 9.44% - 1 creditor cleared.
    April paid off: £1037 - 8.6% - 0 creditors cleared
    May paid off: £1127 - 10.23% - 2 creditors cleared
    June paid off: £927 - 10.33% - 1 creditors cleared

    YEARLY TOTAL
    Total paid off this year: £7304 / £16,000 - 43.96%

    Creditors unable to comply with s77 request 1 / 2.
  • fire-wannabe
    fire-wannabe Posts: 105 Forumite
    Seventh Anniversary 100 Posts
    edited 3 July 2017 at 2:14PM
    Hi Muppets,

    #46 reporting with £35 off please.

    Thank you
  • chocolatebum
    chocolatebum Posts: 334 Forumite
    Part of the Furniture Combo Breaker
    school hols have hit here so a couple of days late with my june update where i paid off £261.23

    bringing #94 to £2533.95/£5000

    so happy to have reached just over the half way mark this month as it means i am on track to clear my 5000 for christmas time :j:j
    DEBT
    31/12/2018 = £21,740.10 - 31/12/2019 = £18,581.29 (14.53% PD)
    31/01/2020 - £18,685.22 (14.05% PD)
  • Mummy_bear
    Mummy_bear Posts: 604 Forumite
    Fifth Anniversary 500 Posts Name Dropper Photogenic
    edited 3 July 2017 at 8:34PM
    #159 checking in.

    After my first month doing this I've paid off £928.76 /9091.72 altogether towards my debts.
    Calculated that as 10.2% :T
    My LBM May 2017, DH LBM July 2017- Total Debt (not Including Mortgage) £46444.23 :eek:
    £40773.61 /£46444.23 87.8% paid
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.