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Maternity/Childcare Voucher/Mini Me Inspire
debbie97531
Posts: 8 Forumite
I have one child already (in nursery) and the second is due in March.
On looking into childcare vouchers I have found that my salary sacrifice should continue (at my employers expense as I will only receive SMP after 6 weeks) as it is a benefit and not a deduction from earnings - feel free to correct at any point.
I thought this was pretty clear in legislation until I saw an article about Peninsula Business Services Ltd v Donaldson.
I also have salary sacrifice pension.
I would love to know what people think of the decision in the above case.
My thoughts for my circumstances:
If no vouchers are provided whilst I am on maternity leave, then I have to pay the full childcare costs from what I take home (only my SMP).
I agreed to pay into the childcare voucher scheme for at least 12 months, this agreement would be broken.
If this is the case for childcare vouchers and my pension is the same kind of employment benefit, then I would also loose out on that too (and my employer wouldn't have to pay in if I didn't??).
There are probably lots more implications that I haven't even thought of.
As an additional note (and totally seperate), I also saw a comment regarding 'Mini Me Inspire' saving 40% of childcare costs but this is secondary to the above and I haven't looked at it in detail - surely if this was the case then everyone would be doing it rather than taking up childcare vouchers?
If this has already been covered, feel free to point me in that direction. I did multiple searches on the case and the alternative voucher scheme but couldn't find anything in the forum.
On looking into childcare vouchers I have found that my salary sacrifice should continue (at my employers expense as I will only receive SMP after 6 weeks) as it is a benefit and not a deduction from earnings - feel free to correct at any point.
I thought this was pretty clear in legislation until I saw an article about Peninsula Business Services Ltd v Donaldson.
I also have salary sacrifice pension.
I would love to know what people think of the decision in the above case.
My thoughts for my circumstances:
If no vouchers are provided whilst I am on maternity leave, then I have to pay the full childcare costs from what I take home (only my SMP).
I agreed to pay into the childcare voucher scheme for at least 12 months, this agreement would be broken.
If this is the case for childcare vouchers and my pension is the same kind of employment benefit, then I would also loose out on that too (and my employer wouldn't have to pay in if I didn't??).
There are probably lots more implications that I haven't even thought of.
As an additional note (and totally seperate), I also saw a comment regarding 'Mini Me Inspire' saving 40% of childcare costs but this is secondary to the above and I haven't looked at it in detail - surely if this was the case then everyone would be doing it rather than taking up childcare vouchers?
If this has already been covered, feel free to point me in that direction. I did multiple searches on the case and the alternative voucher scheme but couldn't find anything in the forum.
0
Comments
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Just want to clarify that it is the appeal case and not the original case (which was overturned at appeal).
Peninsula Business Services Ltd v Donaldson - [2016] ICR 565
[2016] UKEAT 0249_15_09030 -
Regardless of peoples thoughts on that case, have your employers actually said they will or won't continue the scheme while you are on maternity leave?0
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In addition, can you cut down on the nursery hours while you're on maternity leave?0
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