Virtual Sealed Pot Challenge 2017

edited 22 January 2017 at 2:25PM in Debt-free wannabe challenges
273 replies 53.2K views
Westie983Westie983 Forumite, Ambassador
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edited 22 January 2017 at 2:25PM in Debt-free wannabe challenges
Hi All
Welcome to the Virtual Sealed Pot Challenge 2017

I ran last years thread and I think it went well so decided to keep going, its been a very successful challenge for quite a few years, so many thanks to Spam.Jam, Palema, Flat Eric, Keza and Nix143 who have run previous challenges.
Below are links to the previous threads if you wish to have a look.

Virtual Sealed Pot Challenge 2016
Virtual Sealed Pot Challenge 2015
Virtual Sealed Pot Challenge 2014 Part 1
Virtual Sealed Pot Challenge 2014 Part 2
Virtual Sealed Pot Challenge 2013
Virtual Sealed Pot Challenge 2012
Virtual Sealed Pot Challenge 2011
Virtual Sealed Pot Challenge 2010
Virtual Sealed Pot Challenge 2009

VSP 2017 will start on 1st January 2017 and run till end of 30th November as many people started to use their pots for Christmas presents or bills this is open to discussion though what do others think?

I will try to update the spreadsheet as often as I can, could you put your challenge numbers in your signature so it is easier to spot any declarations.

Good luck with VSP 2017, looking forward to beating previous years targets.


Spreadsheet of progress:
https://docs.google.com/spreadsheets/d/1DshcipC9FuO7d2j8aIbLBts5mJyfuTKsRM8vjG5ewcg/edit?usp=sharing
Westie983


If you haven’t already, join the forum to reply!

[purplesignup][/purplesignup]
I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing [email protected] All views are my own and not the official line of MoneySaving Expert.
Save 12k in 2022 #18 Total (£4500.00) £0.00/£5000 = 0.00%
Sealed Pot Challenge ~16 #24 Total (£300.00) £0.00/£500 = 0.00%
Xmas 2023 £1 a Day #13 Total (£85.00) £0.00/£365 = 0.00%
Virtual Sealed Pot #1 Total (£500) £50.00/£500 = 10.00%
£2 Savers Club 2022 #8 Total (£25.00) £0/£300 = 0.00%
The 365 1p Challenge 2023 #7 Total £108.50/£365 = 13.75%
Total £158.50/£7030 = 2.25%
«13456728

Replies

  • edited 11 December 2016 at 10:11PM
    Westie983Westie983 Forumite, Ambassador
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    edited 11 December 2016 at 10:11PM
    Every Friday (Or whatever day is easier for you) the aim is to transfer the pounds and pence to round it down to the next nearest £5 or £10.
    So if you have £36.78 in credit you will transfer £1.78 or £6.78, or £20.04 in credit you would transfer £0.04 only.

    You then can either send me the total transferred for that week on the update form, and I will add each week or wait till the end of the month and submit then with a total, but could I ask you use form as well as adding your figures on here.

    This is so I don't miss any updates as some challenges move quickly in posts and pages and would hate to miss any amounts.

    **Some banks do not allow you to transfer less than £1, if this is the case what I tend to do is note what the money I have left that week then add it in the following weeks transfer.

    For me: The 'Virtual Sealed Pot' is a savings account that is attached to my bank account which makes it easier for transfers (I transfer on payday each month) but due to the faster payment system it doesn't have to be with your bank as all funds transfer instantly or within 2 hours, being a virtual pot i find I'm less likely to take any money out as I do the transfer and forget about it till the next month.

    Anyone wishing to join, please just ask, you're most welcome and it's NEVER too late.
    If you have been part of any challenges previous years and wish to keep your number or you have a lucky number you want that is fine if it's free otherwise I will assign numbers from the beginning to keep things tidy


    Good luck and roll on 2017.
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing [email protected] All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2022 #18 Total (£4500.00) £0.00/£5000 = 0.00%
    Sealed Pot Challenge ~16 #24 Total (£300.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £0.00/£365 = 0.00%
    Virtual Sealed Pot #1 Total (£500) £50.00/£500 = 10.00%
    £2 Savers Club 2022 #8 Total (£25.00) £0/£300 = 0.00%
    The 365 1p Challenge 2023 #7 Total £108.50/£365 = 13.75%
    Total £158.50/£7030 = 2.25%
  • edited 4 November 2017 at 10:14AM
    Westie983Westie983 Forumite, Ambassador
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    edited 4 November 2017 at 10:14AM
    #1 - Westie983 (£1000)
    #2 - Indigowarrior (£300)
    #3 - Psychobabble78
    #4 - Crimson.addict
    #5 - Getmyacttogether2016 (£450)
    #6 - Seaotter (£250)
    #7 - Buffythedebtslayer
    #8 - Hummingbird (£750)
    #9 - Kim_13 (£250)
    #10 - Libbypaige (£200)
    #11 - Ladymorticia (£400)
    #12 - Wit40iwtwan
    #13 - Chappie77 (£500)
    #14 - Lozzy81 (£250)
    #15- Haybel19 (£200)
    #16 - Nickynoo08 (£500)
    #17 - Helejenkins1 (£200)
    #18 - 5erge (£365)
    #19 - Newme36 (£350)
    #20 - Gem-gem (£100)
    #21 - Laura_xx (£500)
    #22 - *Jellie* (£500)
    #23 - Scottishmummy (£200)
    #24 - Jonesy88 (£250)
    #25 - Mattie1949
    #26 - Hermionesaver (£200)
    #27 - Trolleydyson (£500)
    #28 - Dreamtruce (£100)
    #29 - Laurababs
    #30 - Clare19811 (£250)
    #31 - Moneybutterfly35
    #32 -
    #33 -
    #34 - Sylar321
    #35 -
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing [email protected] All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2022 #18 Total (£4500.00) £0.00/£5000 = 0.00%
    Sealed Pot Challenge ~16 #24 Total (£300.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £0.00/£365 = 0.00%
    Virtual Sealed Pot #1 Total (£500) £50.00/£500 = 10.00%
    £2 Savers Club 2022 #8 Total (£25.00) £0/£300 = 0.00%
    The 365 1p Challenge 2023 #7 Total £108.50/£365 = 13.75%
    Total £158.50/£7030 = 2.25%
  • Hi Westie

    Have submitted an update form with the total I would like to try and save for 2017.

    Thank you for running this again.

    GMAT
    Lost my way for far too long but now back on board to lead a more simplistic lifestyle

    Mar PP - UU 24 (£279.46), TA 2 (£ 13.99) IN 12 (£89.81)
    Apr PP - UU 27 (£324.94), TA 3 (£38.50) IN 53 (£216.65), GA 6 (£40.97)
    May PP - UU 0 (0.00), TA 0 (0.00), IN 0 (0.00), GA 0 (0.00)
  • BuffythedebtslayerBuffythedebtslayer Forumite
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    Can I join please? I did it years ago :) and kept the habit up pretty well. Just need a bit of accountability

    thanks
    Nevertheless she persisted.
  • edited 11 December 2016 at 11:50PM
    Westie983Westie983 Forumite, Ambassador
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    edited 11 December 2016 at 11:50PM
    Hi Westie

    Have submitted an update form with the total I would like to try and save for 2017.

    Thank you for running this again.

    GMAT

    Hi,

    I have got your target and will add this to the list, good luck and well done for joining us again :-) you have kept #5, as requested,

    Looking forward to seeing if you make your target next year :-)
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing [email protected] All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2022 #18 Total (£4500.00) £0.00/£5000 = 0.00%
    Sealed Pot Challenge ~16 #24 Total (£300.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £0.00/£365 = 0.00%
    Virtual Sealed Pot #1 Total (£500) £50.00/£500 = 10.00%
    £2 Savers Club 2022 #8 Total (£25.00) £0/£300 = 0.00%
    The 365 1p Challenge 2023 #7 Total £108.50/£365 = 13.75%
    Total £158.50/£7030 = 2.25%
  • edited 11 December 2016 at 11:55PM
    Westie983Westie983 Forumite, Ambassador
    5.2K Posts
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Ambassador
    edited 11 December 2016 at 11:55PM
    Can I join please? I did it years ago :) and kept the habit up pretty well. Just need a bit of accountability

    thanks

    Of course you can Buffy, you did start the challenge last year and Im glad your back to try again, you can keep you number from last year which was #7.
    Did you want to set a target?


    Westie983
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing [email protected] All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2022 #18 Total (£4500.00) £0.00/£5000 = 0.00%
    Sealed Pot Challenge ~16 #24 Total (£300.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £0.00/£365 = 0.00%
    Virtual Sealed Pot #1 Total (£500) £50.00/£500 = 10.00%
    £2 Savers Club 2022 #8 Total (£25.00) £0/£300 = 0.00%
    The 365 1p Challenge 2023 #7 Total £108.50/£365 = 13.75%
    Total £158.50/£7030 = 2.25%
  • BuffythedebtslayerBuffythedebtslayer Forumite
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    Forumite
    Westie983 wrote: »
    Of course you can Buffy, you did start the challenge last year and Im glad your back to try again, you can keep you number from last year which was #7.
    Did you want to set a target?


    Westie983


    ooo that is embarrassing :)

    I have two accounts I use as Virtual Sealed pots, I guess i should go put my totals up for this year then :)

    XXX
    Nevertheless she persisted.
  • Hi can I join please. Determined to save up a good amount this year.
    No Spend November 2/15 and SPC 134
  • edited 12 December 2016 at 3:09PM
    Kim_13Kim_13 Forumite
    1.9K Posts
    Intrepid Forum Explorer Newshound!
    edited 12 December 2016 at 3:09PM
    Can I join again? Was wanting to keep No 9. I'll set a target of £250 and try to hit it this time!
    Sealed Pot 11 #520 ~ /£100
    VSP 2018 #9 ~ £19.55/£180.00
    CCCC 2018 #1 ~ £20.75/£180.00
  • edited 12 December 2016 at 3:43PM
    Psychobabble78Psychobabble78 Forumite
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    edited 12 December 2016 at 3:43PM
    Can you sign me up please! Every Friday I'll transfer to the nearest £10 - hopefully :)
    #70 12k in 2017:2408.28/12000
    #3 Sealed Pot Challenge 2017: £116.28[/???]
    #12 How much will you spend in 2017 challenge: £[email protected] Feb
    MFW: January 2017: £118,195
This discussion has been closed.
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