TV Insurance Claim - Are serial numbers recorded?

tc5712

Hi all,

Nothing dodgy about this, it's just a had a 42" TV develop a dark line down one side about a year ago and I claimed for it on a D&G extended warranty. They duly paid out without a quibble as was uneconomical to repair. It wasn't taken away so we've been using it in the bedroom as it's not that bad.

We've now decided it's too big for the room so are going to get a smaller one.

My question is what happens if I sell it, then something more serious goes wrong and the buyer tries to claim?

Will the serial number be recorded on some database as being previously claimed for?

TIA for any help.

Bogalot

You would not be selling the tv with the extended warranty, it does not apply to the old tv.

You need to be clear that the sale would be on a "sold as seen" basis, otherwise they may be claiming against yourself.

tc5712

Bogalot wrote: »

You would not be selling the tv with the extended warranty, it does not apply to the old tv.

You need to be clear that the sale would be on a "sold as seen" basis, otherwise they may be claiming against yourself.

Yes, that's fine but I want to make sure that if they take a warranty out on it or ever have to claim on contents insurance they won't get into any bother.

The real reason I'm asking is that my parents want to buy it.

FutureGirl

If the TV is already broken their home insurer might not cover any further damage (although a home insurer wouldn't cover mechanical breakdown like a warranty would anyway) because it was already damaged beyond economical repair when they bought it. They might not be able to take out a warranty on it as it's over a year old as well.

agrinnall

What sort of person sells a knackered TV to their parents? Just give it to them if you want rid of it, otherwise you will be forever known as a cheapskate!

jobdone1

You want to flog a beyond economical repair TV to your parents. Omg

dacouch

jobdone1 wrote: »

You want to flog a beyond economical repair TV to your parents. Omg

Or the parents are going to put a claim in for the tv

Blibble

I'm extremely surprised they've not taken the BER one away ...

It sounds like the item hasn't been inspected, and that your insurer has just paid up, so I find it unlikely they've taken a serial number off it.

Having said that, it will be difficult for your parents to evidence ownership of the unit and will likely fall to you to do this, at which point you may have to go through the story about giving the item away to your parents ...

"And why did you give it away for free?"
"Oh, it was too big for the room and a bit knackered"
"You gave a BER television to your parents - what kind of person even does that?"

... and then you've got the issue that it wasn't in perfect working order at time of receipt ...

agrinnall

Blibble wrote: »

"And why did you give it away for free?"
"Oh, it was too big for the room and a bit knackered"
"You gave a BER television to your parents - what kind of person even does that?"

I don't see that giving it away is an issue, it's that the OP wants his parents to pay for it that seems rather miserly.

tc5712

I only said they had OFFERED to buy it! I didn't say I would accept their money!

My only concern was I know they're really keen on insuring everything up to the hilt and didn't want them to get into any trouble! Geez!

teddysmum

Well give it to them ,then as it is worthless, they won't need to claim on it.


Insurance is for accidental damage and not to cover items which break,possibly because they are poor quality.


Warranties, as far as I know, have to be purchased at the time of sale or shortly afterwards and from the retailer (Richer Sounds allow you to buy within X months of purchase).


Also,they run from the day of purchase of the original item. We had a Panasonic microwave fail after three months and the replacement only had nine months cover.