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Lloyds Bank General Insurance debit - but I have never spoken to them.
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portoman
Posts: 68 Forumite
Hi
I have a direct debit somehow that is being paid monthly to Lloyds Bank General Insurance - the cost is £4.85. However, I do not recall ever speaking to them about insurance - my home insurance is through Halifax, and I don't have a car or anything to insure. Does anyone know what it might be for ? As it is DD, I presume it is something I must have signed up for, yet there are no records.
I have a direct debit somehow that is being paid monthly to Lloyds Bank General Insurance - the cost is £4.85. However, I do not recall ever speaking to them about insurance - my home insurance is through Halifax, and I don't have a car or anything to insure. Does anyone know what it might be for ? As it is DD, I presume it is something I must have signed up for, yet there are no records.
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Comments
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Hi,
mobile phone?0 -
I'm with 02 and I'm not on a contract with the phone.0
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Does anyone know what it might be for ?
A general insurance policy.
Typically, this would be home, car, accident, pet from the mainstream products.
If you cancel the direct debit, you will no doubt get a letter telling you that you have cancelled and give you the chance to reinstate along with a description of what it is that you are paying for.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
Tell us what the D/D reference is and we might be able to help you more.0
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I'm not sure how anyone on a message board can tell you what your DD is for!
First port of call would surely be to ring the bank and ask.0 -
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I'm not sure how anyone on a message board can tell you what your DD is for!
First port of call would surely be to ring the bank and ask.
There is a fairly common theme on boards like this for people to be unwilling/unable to simply pick up a phone and ask, seems to be easier to post vague questions on here instead of simply ringing up the bank or even Lloyds and asking which can be done in 5 minutesSam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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