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Halifax Help to Buy ISA - You may receive less interest than you expected
Comments
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Since OP is subscribing to an HTB ISA, it seems a bit of a long shot that their expectations will have been set by how mortgage repayments used to work!While I agree with you wholeheartedly, to be fair to the OP, when I had a Halifax mortgage, they charged the full year's interest on the year's opening balance, taking no account of the reducing balance as the year proceeded. Perhaps he, unreasonably, expected the rules to be applied the same way to both parties! :rotfl:0 -
this is normal0
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