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2017 mfw

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15859616364115

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  • Mickyh-s
    Mickyh-s Posts: 287 Forumite
    Seventh Anniversary 100 Posts Photogenic Name Dropper
    UPDATE No. 116
    Jan OP £400
    Feb OP £0
    March OP £0
    April OP £6870
    May OP £20 (I know I will not be paying anymore OP this month)
    Mortgage balance as of 21.7.21 - £75,766. (7 yr mortgage on 2 yr fix of 1.32%)Mortgage balance as of 20.8.22 - £58,445.08o/p 2021/2022 = £6,313/£7,500o/p so far 2022/2023 = £5,997/£5,997 Goal 1 - to be under 60k by 20.7.22✔️Goal 2 - to op 10% of mortg by 31.12.22✔️Goal 3 - to pay off mortgage by 7.1.2023 (Subject to sale of btl property)✔️Goal 4 - to pay off cc by end of Jan 2023 - £260.64/£1500Goal 5 - to pay off car loan by 31.8.23 - £1722.39/£10,000
  • twistedhazel
    twistedhazel Posts: 217 Forumite
    no 102 with an extra £42 for April and £1266 for May please
  • Kittenkirst
    Kittenkirst Posts: 2,468 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hi All,

    My update for May is

    #20 with £324.05

    Bringing the total for the year to 970.94 ; 45% of target

    Expecting smaller OPs this month and next so it's good to be a little ahead of target :)
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
  • Hi

    #85 reporting for April - £215.48

    Thanks, TSG

    P.S. ignore the figure in my signature, it includes May to date but I like to just update once :)
    Mortgage £126746 DEC14 £122423.53 DEC15 £115041.70 DEC16 Remortgaged Sep17 to pay off HtB loan £150000 - £140500 JUL19 Moved house Oct19 £230000 £230400 DEC20
  • hiddenshadow
    hiddenshadow Posts: 2,525 Forumite
    Hi Hiddenshadow apologies if my updates haven't been very clear. I made an OP of £500 on the 2nd April and another OP of £100 on the 9th making April's total £1364

    Thank you :)

    Sorry do you mean April's total would be £700? (£500 + £100 + £100) That brings annual total to the £2,764 you stated, whereas £1,364 would put it at £3,428.

    (I'm severely sleep deprived today so might be missing something super obvious math-wise.)
  • hiddenshadow
    hiddenshadow Posts: 2,525 Forumite
    Mickyh-s wrote: »
    UPDATE No. 116
    Jan OP £400
    Feb OP £0
    March OP £0
    April OP £6870
    May OP £20 (I know I will not be paying anymore OP this month)

    Thanks to your major OP in April it looks like you've reached your target. :) Would you like to increase it for the rest of the year?
  • hiddenshadow
    hiddenshadow Posts: 2,525 Forumite
    Hi All,

    My update for May is

    #20 with £324.05

    Bringing the total for the year to 970.94 ; 45% of target

    Expecting smaller OPs this month and next so it's good to be a little ahead of target :)

    Sorry, my spreadsheet numbers are off again it seems. I've got £324.05 for both April and May, which puts your progress at £1,295.08. If I take out the April one though it drops to £971.03, so I'm still missing 91p somewhere....
  • pawlala
    pawlala Posts: 1,431 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    #79 reporting total overpayments for April came to £208.12 :beer:

    Thanks and have a great weekend everyone! :D
  • Mickyh-s
    Mickyh-s Posts: 287 Forumite
    Seventh Anniversary 100 Posts Photogenic Name Dropper
    edited 6 May 2017 at 9:25AM
    Thanks to your major OP in April it looks like you've reached your target. :) Would you like to increase it for the rest of the year?

    No. 116 - Yes please! New target of £11700
    Mortgage balance as of 21.7.21 - £75,766. (7 yr mortgage on 2 yr fix of 1.32%)Mortgage balance as of 20.8.22 - £58,445.08o/p 2021/2022 = £6,313/£7,500o/p so far 2022/2023 = £5,997/£5,997 Goal 1 - to be under 60k by 20.7.22✔️Goal 2 - to op 10% of mortg by 31.12.22✔️Goal 3 - to pay off mortgage by 7.1.2023 (Subject to sale of btl property)✔️Goal 4 - to pay off cc by end of Jan 2023 - £260.64/£1500Goal 5 - to pay off car loan by 31.8.23 - £1722.39/£10,000
  • Moominmamma89
    Moominmamma89 Posts: 217 Forumite
    Hi Hiddenshadow

    No. 96 with £340 for May so total for the year is £2,774.84. Nearly at target so will probably revise from next month when maternity leave ends and have calculated what we can afford going forward.

    Thanks again for running this thread - is very inspiring and everyone is doing so well :j
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