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2017 mfw
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UPDATE No. 116
Jan OP £400
Feb OP £0
March OP £0
April OP £6870
May OP £20 (I know I will not be paying anymore OP this month)Mortgage balance as of 21.7.21 - £75,766. (7 yr mortgage on 2 yr fix of 1.32%)Mortgage balance as of 20.8.22 - £58,445.08o/p 2021/2022 = £6,313/£7,500o/p so far 2022/2023 = £5,997/£5,997 Goal 1 - to be under 60k by 20.7.22✔️Goal 2 - to op 10% of mortg by 31.12.22✔️Goal 3 - to pay off mortgage by 7.1.2023 (Subject to sale of btl property)✔️Goal 4 - to pay off cc by end of Jan 2023 - £260.64/£1500Goal 5 - to pay off car loan by 31.8.23 - £1722.39/£10,0000 -
no 102 with an extra £42 for April and £1266 for May please0
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Hi All,
My update for May is
#20 with £324.05
Bringing the total for the year to 970.94 ; 45% of target
Expecting smaller OPs this month and next so it's good to be a little ahead of targetFirst home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!0 -
Hi
#85 reporting for April - £215.48
Thanks, TSG
P.S. ignore the figure in my signature, it includes May to date but I like to just update onceMortgage £126746 DEC14 £122423.53 DEC15 £115041.70 DEC16 Remortgaged Sep17 to pay off HtB loan £150000 - £140500 JUL19 Moved house Oct19 £230000 £230400 DEC200 -
Deleted_User wrote: »Hi Hiddenshadow apologies if my updates haven't been very clear. I made an OP of £500 on the 2nd April and another OP of £100 on the 9th making April's total £1364
Thank you
Sorry do you mean April's total would be £700? (£500 + £100 + £100) That brings annual total to the £2,764 you stated, whereas £1,364 would put it at £3,428.
(I'm severely sleep deprived today so might be missing something super obvious math-wise.)0 -
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Kittenkirst wrote: »Hi All,
My update for May is
#20 with £324.05
Bringing the total for the year to 970.94 ; 45% of target
Expecting smaller OPs this month and next so it's good to be a little ahead of target
Sorry, my spreadsheet numbers are off again it seems. I've got £324.05 for both April and May, which puts your progress at £1,295.08. If I take out the April one though it drops to £971.03, so I'm still missing 91p somewhere....0 -
#79 reporting total overpayments for April came to £208.12 :beer:
Thanks and have a great weekend everyone!Mortgage free I: 8th December 2009!
Mortgage free II: New Year's Eve 2013!
Mortgage free III: Est. Dec 2021...0 -
hiddenshadow wrote: »Thanks to your major OP in April it looks like you've reached your target.
Would you like to increase it for the rest of the year?
No. 116 - Yes please! New target of £11700Mortgage balance as of 21.7.21 - £75,766. (7 yr mortgage on 2 yr fix of 1.32%)Mortgage balance as of 20.8.22 - £58,445.08o/p 2021/2022 = £6,313/£7,500o/p so far 2022/2023 = £5,997/£5,997 Goal 1 - to be under 60k by 20.7.22✔️Goal 2 - to op 10% of mortg by 31.12.22✔️Goal 3 - to pay off mortgage by 7.1.2023 (Subject to sale of btl property)✔️Goal 4 - to pay off cc by end of Jan 2023 - £260.64/£1500Goal 5 - to pay off car loan by 31.8.23 - £1722.39/£10,0000 -
Hi Hiddenshadow
No. 96 with £340 for May so total for the year is £2,774.84. Nearly at target so will probably revise from next month when maternity leave ends and have calculated what we can afford going forward.
Thanks again for running this thread - is very inspiring and everyone is doing so well :j0
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