Confused about allowed savings limit

nannytone_2

so you choose not to claim what you're entitled to, but want the xounxil to ignore excess capital ?
all because you don't want to claim income related benefits?

housing benefit and council tax support are income related benefits

Jayleen

nannytone wrote: »

so you choose not to claim what you're entitled to, but want the xounxil to ignore excess capital ?
all because you don't want to claim income related benefits?

housing benefit and council tax support are income related benefits

I chose not to claim because my Son has been working for the past 13 years and we had a wage coming in and I have only just found out about this savings thing because we had to make a new claim for rent which is something I haven't done for 23 years ( new claim that is ) . He always sent his wage slips in every month so I have had plenty of ' change in circumstances ' letters .


I didn't ask the council to ignore it , I sent in all my bank statements as requested and was actually expecting a bill of some kind when I found out about the £6,000 , which is why I asked my original question in the first place .


I'm sorry if this outcome is not to your liking , and here's me thinking you were trying to be helpful !!!

annandale

Now that your son is unemployed would you not consider claiming it particularly as the savings you have aren't massive?

Jayleen

annandale wrote: »

Now that your son is unemployed would you not consider claiming it particularly as the savings you have aren't massive?

I doubt it because we are coping OK at the moment . My Son obviously has savings too , and ' no ' they have never asked me about his savings . Also knowing my Son he'll go through hell & high water to get a job again . He's hating being unemployed .

nannytone_2

unless its a joint tenancy, then any savings your son has is irrelevant because you would be the only one with any liability to pay rent.

I'm cypress that the council haven't told you to claim your entitlement though because otherwise it impacts on their budget.

i know my council tell everyone that in order to get any help, they must maximise their benefit entitlement ( claim everything they are entitled to)

Xbigman

nannytone wrote: »

provide a link please.

each council determines how large or small a reduction can be independently, but the capital limits are set nationally

As requested

http://www.southglos.gov.uk/council-tax/counciltax-discounts/local-council-tax-reduction/

Note the line that says if you have savings over £6000 you will be unable to claim. I have spoken to them and they have confirmed, the 6000 is a cut off not a phased reduction.


Darren

Jayleen

nannytone wrote: »

unless its a joint tenancy, then any savings your son has is irrelevant because you would be the only one with any liability to pay rent.

I'm cypress that the council haven't told you to claim your entitlement though because otherwise it impacts on their budget.

i know my council tell everyone that in order to get any help, they must maximise their benefit entitlement ( claim everything they are entitled to)

No it's not a joint tenancy , although I have been thinking about that lately because obviously I worry about my Son when I'm gone . We absolutely do not have any other family , my parents died before he was born and I was an only child too , there is just me and him and I don't think they will allow him to stay here when I'm not . So I have been thinking about looking into that because I don't think that passing a tenancy on applies anymore .


No, the Council have never said that to me .

MoneyAdvice

I have a friend who doesn't even pay council tax at all because he's on ESA and applied for a further discount because he has slight learning difficulties. He has savings of over £12,000 and under £16,000. Seems a bit wrong?

dekaspace

MoneyAdvice wrote: »

I have a friend who doesn't even pay council tax at all because he's on ESA and applied for a further discount because he has slight learning difficulties. He has savings of over £12,000 and under £16,000. Seems a bit wrong?

Theres a exemption for severe learning disabilities though it requires something like a doctors letter.

I found out about it before but its a nightmare to see if I qualify.

fatbelly

nannytone wrote: »

provide a link please.

each council determines how large or small a reduction can be independently, but the capital limits are set nationally

Cornwall

https://www.cornwall.gov.uk/advice-and-benefits/benefits/claiming-housing-benefit-and-council-tax-support/how-housing-benefit-and-council-tax-support-are-calculated/

Capital is all your savings, investments and the value of any property or land you own but don’t live in.

If you are of working age and have £6,000 or more you won’t get council tax support.