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Do I need contents insurance if I rent a room in someone's home?
inkwat
Posts: 31 Forumite
I rent a room in someone's house. They cover all of my bills and I rent an ensuite bedroom/bathroom. The renters (the are 2 others) also have our own kitchen. Do I need renter's insurance, or would this be covered under my landlord's home insurance? Thanks.
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Comments
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Depends what you want cover for. Personal contents? Then yes. If not then probably not.Censorship Reigns Supreme in Troll City...0
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What does personal contents mean? My laptop and phone is already insured on gadget insurance. I am wondering if DVDs, clothes etc. would be covered under the home insurance of my landlord?0
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No it wouldn't be, as they belong to you.0
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You need your own insurance. From experience contents polices do not cover the belongings of a lodger as you are not family.0
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