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Car Insurance help,,

I got a car on 26th Sep, I hold a clean driving licence but haven't drove in around 5 years. had my licence for around 23 years all quotes I seem to have are over a thousand pounds ! Which seems nuts.
I got Sainsburys insurance in September not realising that my certificate for 5 years no claims was older than 2 years and they want another £342 off of me from around £800 which is a lot!

anybody been through a similar experience?
I am a mature university student with a supermarket job of 16 hours a week so every penny matters!

Help appreciated

Comments

  • Nasqueron
    Nasqueron Posts: 11,327 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    No claims bonus expires after 2 years (3 years with a couple of people) so you're basically doing 0 years no claims hence the expense

    All you can do is shop around at renewal with a year NCB and avoid any accidents

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • forgotmyname
    forgotmyname Posts: 33,072 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Pay up, Shop around or sell the car and cancel it and pay what you owe and take the bus?

    Options are rather limited.
    Censorship Reigns Supreme in Troll City...

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