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A way to pay! Clear this mortgage before 30 years!

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Comments

  • obay
    obay Posts: 570 Forumite
    Hope everyone is having a great Christmas! It's a nice day not so much has happened so far but putting some DVD's on to watch with my son and wife, while I help Mrs Obay out with the turkey..

    My wife is going crazy, but it's funny. :) hope everyone has a good day.
    [STRIKE]1/12/16 - £152,599.00 [/STRIKE]
    [STRIKE]11/11/17 - £145,990.00 [/STRIKE] <> Overpaid £3916.
    11/11/18 - £142,074.00
    Barclays Car (5.99%)£0/£8,832.37
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Merry Christmas obay :)
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • JWPopps
    JWPopps Posts: 341 Forumite
    Merry Christmas!!!
    Mortgage: £83,000
    Credit Card Debt: £1,700
    Loan Debt: £3,000


  • obay
    obay Posts: 570 Forumite
    Merry Christmas,

    It's now boxing day, I've just brought guitar hero for the family to play with today.

    Waiting for that whack of mortgage interest to apply onto the account.. something to worry about.

    In other news, I'm getting really fedup with the damp issues in our house, I actually have no idea how else to fix it...
    [STRIKE]1/12/16 - £152,599.00 [/STRIKE]
    [STRIKE]11/11/17 - £145,990.00 [/STRIKE] <> Overpaid £3916.
    11/11/18 - £142,074.00
    Barclays Car (5.99%)£0/£8,832.37
  • JWPopps
    JWPopps Posts: 341 Forumite
    What have you done with the damp so far? My living room has suffered, luckily my uncle is a retired builder and he drilled some holes in the bricks and squirted some stuff in - it was called DampSolve or something and it was like a cream. It seems to have made a difference to the front wall, which was by far the worst.
    Mortgage: £83,000
    Credit Card Debt: £1,700
    Loan Debt: £3,000


  • Hi there, great diary - good luck with the overpayments. My partner thinks that im too obsessed with it myself, which I am :) I have put almost every penny into it as I cant think of a better way to spend it.
    Mortgage Start - August 2013 £145,000 ************ Balance at April 2017 - £59,000

    Target - Overpay by £2,500 each month ************** Mortgage free by December 2018!
  • obay
    obay Posts: 570 Forumite
    Might try the damp cream, it might just work, I don't know got to call out an expert to come have a proper look instead of just guessing all the time unfortunately.

    Had a really good few days with work wise, massive growth in the last 10 days or so and continuing steady, so the extra money that I got back from the company this month will go to pay a tad to the mortgage and a tad to the tax bill next month.

    Finally, reached my goal with the company, now going to push on a lot harder to see if I can get the numbers up a bit more, could potentially have a lump over payment coming in the next few months from some new customers, we'll see, overly excited to see where this leads me in the next few weeks.. :)
    [STRIKE]1/12/16 - £152,599.00 [/STRIKE]
    [STRIKE]11/11/17 - £145,990.00 [/STRIKE] <> Overpaid £3916.
    11/11/18 - £142,074.00
    Barclays Car (5.99%)£0/£8,832.37
  • Good luck on your journey Obay glad you had a nice Christmas lovely to hear your business is on the up. Here's to a positive new year.
    Positivity is the key there is a reason why life happens. Find your rainbow and ride it.
  • obay
    obay Posts: 570 Forumite
    So, my interest has been added this month, I am pretty sure I have been screwed by this; Can anyone help?

    31/12/2016 Interest £1,024.51

    I am sure it's suppose to be only £585 this month instead of that?

    My outstanding is also £150,709.18...
    [STRIKE]1/12/16 - £152,599.00 [/STRIKE]
    [STRIKE]11/11/17 - £145,990.00 [/STRIKE] <> Overpaid £3916.
    11/11/18 - £142,074.00
    Barclays Car (5.99%)£0/£8,832.37
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Is this your first mortgage payment Direct Debit obay?
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
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