Intelligent Finance credit card questions

charlie12

They appear to do a 0% BT offer for 9 months.

Anyone got one? Do they charge fees for BTs? (can't see anything in the T&Cs)

Unless I'm mistaken, this card looks better than Virgin's, since they give an instant decision. Also I'm guessing that it has faster application processing, as I doubt they are as swamped as Virgin at the moment.

grumbler

It looks like they do not charge for BT.
'0% CC BT Fees ' thread.

However, unlike Virgin they do not allow Super Balance Transfers

mary

Yes I have one, and husband's is on his way. ( We applied separately and about a month apart). I'm fairly sure we didn't get instant decisions. A letter came in the post including the credit card agreement to verify the online details we had filled in. Yes it's correct 0% for 9 months and no fees to pay. Although we have four or five cards each, they gave me £2,500 with an income of £14K and husband is getting £6.5 with an income of £26K
They are quick and efficient. You can't do SBTs only BTs.

Alt

Applied 23/04, instant decision/limit given and forms received a few days later. Card arrived last week and upon activation I requested a BT. The bt hit my stooze a/c yesterday although they state up to 10 working days for the transfer. Also you can bt the whole total of your limit. No charges that I am aware of. Strangely for a (sort of) internet bank, not one electronic communication received.

smartsaver

We both got instant acceptance and given our, fairly healthy, credit limits at the same time (11k & 4K) not bad seeing as we currently have 80k plus available 'debt' to credit cards. It is 0% for 9 month

Paper work arrived quickly. No BT fee but as previously said no SBT either - you need your 'old' trusty EGG card or Virgin card to get monet into the current accounts, hence why the latter are swamped with applications.

I think they offer a good service and is a must to add to the stoozers pack of cards.