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Car insurance legal cover add on???

After a lengthy phone call with AXA can someone enlighten me as to what I actually get for paying extra for legal cover, as I have just been told to get a solicitor, they don't do anything legal as they aren't solicitors!!!

Comments

  • After a lengthy phone call with AXA can someone enlighten me as to what I actually get for paying extra for legal cover, as I have just been told to get a solicitor, they don't do anything legal as they aren't solicitors!!!

    But don't they cover the cost?
  • No, apparently you pay legal cover to enable axa to recover your excess from the other drivers insurance.
  • glentoran99
    glentoran99 Posts: 5,825 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    You sure about that? Legal cover with my policy meant solicitor costs were covered
  • Quentin
    Quentin Posts: 40,405 Forumite
    "legal cover" is a misnomer.


    It is correctly "uninsured loss recovery", and not to provide you a legal team to defend claims against you/disputes with garages/car dealers etc


    (If your uninsured loss recovery requires a solicitor then that is covered - subject to you having a good chance of winning)
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