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Car insurance legal cover add on???
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breezeblock
Posts: 71 Forumite
in Motoring
After a lengthy phone call with AXA can someone enlighten me as to what I actually get for paying extra for legal cover, as I have just been told to get a solicitor, they don't do anything legal as they aren't solicitors!!!
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Comments
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breezeblock wrote: »After a lengthy phone call with AXA can someone enlighten me as to what I actually get for paying extra for legal cover, as I have just been told to get a solicitor, they don't do anything legal as they aren't solicitors!!!
But don't they cover the cost?0 -
No, apparently you pay legal cover to enable axa to recover your excess from the other drivers insurance.0
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You sure about that? Legal cover with my policy meant solicitor costs were covered0
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"legal cover" is a misnomer.
It is correctly "uninsured loss recovery", and not to provide you a legal team to defend claims against you/disputes with garages/car dealers etc
(If your uninsured loss recovery requires a solicitor then that is covered - subject to you having a good chance of winning)0
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