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Halifax time scales
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I was told yesterday they had an IT glitch which had delayed things as I was waiting for my offer. It came through to my broker today though, could be an element of that too?0
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Hello how many credit checks are done though out a mortgage app we got our mortgage offer last week and just wanted to no if they do any more checks to do with credit it is for a 95% ltv in 2013 i had two defaults but my credit has been great since then and my wife has amazing credit history am just abit worried that they will pull out of the deal0
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they did two full checks on mine, one with the reference mortgage application and the other with the reference first time mortgage.0
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We had the valuation on our home on the 29th. Anyone know the timescales for the next step?0
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Ours took approximately 5 working days...but it can be different for others:jFinally going to be a homeowner:T0
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woohoo, finally got to offer via broker stage, should receive letter of offer tomorrow morning. thanks to everyone on these pages for answering all my questions and my impatience at the process. 8 weeks ago i wasn't even considering a mortgage.0
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Hi, I am going through mortgage promise with Halifax - didn't they search all three CRA's or just experian?0
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ellison007 wrote: »Hi, I am going through mortgage promise with Halifax - didn't they search all three CRA's or just experian?
All three by the time you get to full application.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
michaeljpconlon wrote: »Payslip stated £1733.34 but I received £1734.33, basically done to an admin error by our administrator.
One of the crazy frustrations that is becoming fairly common in the new regulated world.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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