renting whilst not working, including "no dss"

FBaby

Its the sort of person you are renting to that's important, not their type of income.

I agree that you shouldn't judge an individual ability and willingness to look after a home on the basis or whether they work or not, although if the reason they are not working is laziness, then there is a higher chance of a correlation.

The main issue though is when things go wrong. Someone working is more likely to be able to afford to move elsewhere. A LL is also more likely to get any money due taking them to court if they work. Of course, anyone working can lose their job, so it's not just about working vs not working but there is clearly less risk with someone already employed.

Drawingaline

We rented when not working. We relocated after selling a property and offered the full six months rent upfront alongside the deposit. The letting agents arranged for us to meet the landlord at the property, he agreed to us paying the full six months so we went ahead.

seven-day-weekend

Another thing that people may not realise, is, if the tenant has paid rent provided by Housing Allowance and their claim later turns out to be fraudulent, action is taken against the Landlord to recover the money, even though they knew nothing about the fraudulent claim.

Pixie5740

seven-day-weekend wrote: »

Another thing that people may not realise, is, if the tenant has paid rent provided by Housing Allowance and their claim later turns out to be fraudulent, action is taken against the Landlord to recover the money, even though they knew nothing about the fraudulent claim.

I think that's only if the housing benefit is paid directly to the landlord. If the HB is paid to the tenant who then in turn pays it to the landlord and it turns out the claim was fraudulent the council pursue the tenant not the landlord.

martindow

Drawingaline wrote: »

We rented when not working. We relocated after selling a property and offered the full six months rent upfront alongside the deposit. The letting agents arranged for us to meet the landlord at the property, he agreed to us paying the full six months so we went ahead.

This can be an answer but unfortunately LLs are wary of this as prospective cannabis farmers apparently prefer to pay this way.

cloo

I suppose it depends what work you do when not working and if you're actively looking for work.


I have to say, were I still a landlord I would be very reluctant to rent to anyone requiring benefits to pay the rent simply because the government has made it clear they are committed to continuously cut benefits, not any supposed 'fault' about why a person requires those benefits (an it is most usually because they are in low paid work). Who would want to take on a tenant when they know that the government has demonstrated a tendency to reduce their income and carry on doing so?


If the OP is looking for work and can demonstrate they have a decent career record in something where relatively secure (because it's all relative now) and jobs are available in the area, with proofs of savings, that could help to assure a landlord that they are a steady tenant.

discat11

One issue is that if the tenant isn't working then it stands to reason they will be in the house/flat for more time than a working tenant would, wear & tear thus goes up by a significant amount.

Some LL's won't rent to those without work for this very reason.

ronmiel

My son was made redundant so consequently was not working, he lived with his partner in her home. Unfortunately when they broke up he had to leave the home. He also had a husky dog which was his..
He moved into our caravan on our drive as we don't have a spare room, but he ate with us and did his laundry in our house etc.
As winter approached he needed to find a house/flat but this wasn't easy being unemployed and having quite a big dog.
We looked at several properties where the landlords would consider somebody in his circumstances but they all seemed to be in a poor area.
We eventually heard about a ground floor flat in a decent area and I went with him to look at it. It was quite small, the ground floor of a semi detached house, but ideal for him. We met the landlord who was willing to let it to him as I agreed to stand as guarantor.
He now has a part time job so still receives housing benefit.
All I can say is thank goodness there are some landlords who will consider people in these circumstances.

csgohan4

ronmiel wrote: »

My son was made redundant so consequently was not working, he lived with his partner in her home. Unfortunately when they broke up he had to leave the home. He also had a husky dog which was his..
He moved into our caravan on our drive as we don't have a spare room, but he ate with us and did his laundry in our house etc.
As winter approached he needed to find a house/flat but this wasn't easy being unemployed and having quite a big dog.
We looked at several properties where the landlords would consider somebody in his circumstances but they all seemed to be in a poor area.
We eventually heard about a ground floor flat in a decent area and I went with him to look at it. It was quite small, the ground floor of a semi detached house, but ideal for him. We met the landlord who was willing to let it to him as I agreed to stand as guarantor.
He now has a part time job so still receives housing benefit.
All I can say is thank goodness there are some landlords who will consider people in these circumstances.

Did you pay cash?