car insurance but coming from motability car

moggy12

hi at present have a Motability car but going through the dreaded pip process if I lose and buy a private car does anyone know of any car insurance company's who would take not having any accidents etc with Motability so can have some no claim bonus when taking out insurance only one I have heard is more than many thanks

Nebulous2

moggy12 wrote: »

hi at present have a Motability car but going through the dreaded pip process if I lose and buy a private car does anyone know of any car insurance company's who would take not having any accidents etc with Motability so can have some no claim bonus when taking out insurance only one I have heard is more than many thanks

I don't know - but I'd talk to motability. They are a registered charity and are going through this with a lot of people. They are providing a lot of help, including as I understand, a cash grant to help people buy a car. I'm sure they will have advice in place. The current insurer (Is it still Royal Sun Alliance?) may provide proof of no-claims which would be acceptable.

moggy12

yes still royal sun alliance will give them a call if needed many thanks

Quentin

Although you will have nil NCD, a local broker (not Swinton) should be able to get you an introductory discount to reflect you claim free driving history

teddysmum

Quentin wrote: »

Although you will have nil NCD, a local broker (not Swinton) should be able to get you an introductory discount to reflect you claim free driving history

A broker did this for me when, some years ago, insurance policy changed, making it desirable to have my own insurance, instead of being named on my husband's policy. He got me the equivalent of three years' no claim. ( I had a clear record for a number of years.)

Nasqueron

I had to deal with RSA when a Motability driver drove into me, odd they can't provide someone with a NCB letter if they are covering the drivers (unless it works in some odd way?)

Quentin

Nasqueron wrote: »

I had to deal with RSA when a Motability driver drove into me, odd they can't provide someone with a NCB letter if they are covering the drivers (unless it works in some odd way?)

You don't get any NCB with motability insurance! (That's the OP's issue and reason for coming here.)


It's like driving a company car.


(You can get a letter stating your claim free history off them)

elle_may

When husband went from motability to private car a few year's ago. we were told to go to More Than as it was a sister group. No NCB given but took into consideration how long we were claim free. This resulted in a lower quote than other insurer's.

Nasqueron

Quentin wrote: »

You don't get any NCB with motability insurance! (That's the OP's issue and reason for coming here.)


It's like driving a company car.


(You can get a letter stating your claim free history off them)

I just mean it's a bit odd that it's backed by RSA who I claimed from, all their paperwork says the person is insured by RSA but that you wouldn't earn any NCB, not saying it's wrong