We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Transfer Balance

Hi all, I want to transfer a balance of £3500 from my Lloyds Master credit card. I've looked at MSE entered my details, and seen a few cards that look like they may be ok. However this is my first time transfer, and not sure which card is best. I don't use the card often, but may still use it to purchase things. All the cards that have been recommended say "Do not make cash withdraws or make purchases". I need a card that I can use every now and then, but has a very good transfer deal. So which card do I go for ? Can someone help please.

Comments

  • They'll all do the same thing. But best to keep your spending separate from the BT card, if you plan to clear purchases in full each month.
  • Nebulous2
    Nebulous2 Posts: 5,762 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    You could always keep your existing Lloyd's card for when you have to make a purchase.

    Otherwise you could look at a Nationwide select card, which provides some protection if making purchases on a card you have used for a balance transfer. Read the terms and conditions to make sure it is suitable for you.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.3K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.4K Work, Benefits & Business
  • 601.1K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.