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Saving for Xmas 2017 - A pound a day

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  • #50 here to report that I now have £36 in my pot :) I have decided to go with an online savings account instead of a physical pot to reduce the temptation of dipping into it!
  • I've added everything leftover from Xmas spending and I have a new total:
    #3 £64/£650:)
    Debt Free 🍾 since 6.8.13 £31,997
    Saving for 🎄 🎁 2025 £387/£850 45.5%
    6 mth 🆘 fund £6k
    Mortgage offset fund £24.7k/£41.3k 59.8%
    It turns out the answer to my problems wasn’t at the bottom of this tub of ice-cream, 🍨 but the important thing is that I tried...
  • lr1277
    lr1277 Posts: 2,142 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I am sure you are all on top of this, but for those who haven't heard, the round pound coin won't be legal tender from October.
    New 12 sided pound coin coming in March.

    For those of you with unbreakable containers......


    Hope this helps more than hinders.
  • Scottishmummy
    Scottishmummy Posts: 1,176 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    lr1277 wrote: »
    I am sure you are all on top of this, but for those who haven't heard, the round pound coin won't be legal tender from October.
    New 12 sided pound coin coming in March.

    For those of you with unbreakable containers......


    Hope this helps more than hinders.

    You will still be able to pay them into bank accounts after October but some banks may put limits on how many they will accept.
    The person who moves a mountain begins by carrying small stones.
    Diet loss starting Sept 2019 0/80lbs:eek::o
    Proud to be No. 47 of the DMP mutual support club
    DFW Nerd #380. Proud to be dealing with my debt
  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    edited 4 January 2017 at 5:04AM
    £3.17 from Quidco, paid in Amazon gift cards,

    Total so far:

    Brought forward 2016 £34.00

    2017 PAYMENTS
    TCB - £20.58
    Quidco payment £3.17

    Total £57.75.
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    #46 £50/520
    Am now up to date!
    2019 fashion on a ration 0/66 coupons
  • fennmad
    fennmad Posts: 83 Forumite
    I really struggling to put a £1 a day away so I think I need to take the money out for the whole month right after pay day and put in a tin. How does everyone else do this?
    2017 Challenges
    DFBX17 #14 £70.14/£21,321
    Xmas 2017 #37 £0/£352

    DFBX14 No.81 £2572.28/£9611.51
    £2 Savers Club #74 £84/£300
  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    fennmad wrote: »
    I really struggling to put a £1 a day away so I think I need to take the money out for the whole month right after pay day and put in a tin. How does everyone else do this?

    I use cashback sites, payments are sent as Amazon gift cards, and I then use this amount to get Christmas presents, so I don't actually pot £1 a day but aim to have £365 in my amazon account by November.

    Some here use terrimundi pots and put £7 a week in, rather then £1 a day, and likewise you can pot £30 - £31 a month, some others have a online account linked to bank account where they transfer money each week...

    lots of options.

    Westie983
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • Kim_13
    Kim_13 Posts: 3,432 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    Mine is in my Tesco Internet Saver. I need the DD to get my Halifax Reward so I may as well kill two birds with one stone, as it's not a large sum to accept reduced interest on.

    I only have £15 so far so I am behind (though I did buy cards and wrapping paper in the sales) but I plan to make up the difference in future months.
  • Ellieseleven
    Ellieseleven Posts: 2,118 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Hi there, can I join please? I will save £1 a day starting today. Many thanks

    Welcome to our challenge!

    ValentinoRossi46 your number is 77

    Good Luck with your savings;)

    Ellie x
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