Volunteer payment refund

Worthy7

I can already hear people saying "not possible". But allow me to give you my sob story anyway.

Long story short, I live in Japan now and have been working late nights. I went to their website to organize my repayment strategy from this month onwards. Essentially the choices would be "pay it all off ASAP" or pay the minimum back over the next X number of years.

As the website does not tell you which Plan you are on (Plan 1 or Plan 2), I made a grave misclick. They have a short quiz which clearly asks you about when you started your courses.

I misclicked on this, without realizing, which led me to the Plan 2 information.

I read everything about interest rates, discovered I was about to be rate hiked, and so decided my best course of action is to close my savings account and pay off as much loan as possible.

I have just done this, and shortly after discovered that I have made a mistake.
The website clearly says "No refunds for voluntary payments".

I contacted my bank but they couldn't stop the payment in time, I contact them, and was referred to a manage who is trying to call me back.

I somewhat cannot live with myself knowing that a miss-click (ok and a miss-double check) has caused me to effectively lose around 43K GBP in savings interest) Mostly due to working very late nights and feeling quite rushed about it all.

Anyone else got some experience in this area?

agrinnall

I very much doubt if you have lost £43,000 in interest.

Voyager2002

agrinnall wrote: »

I very much doubt if you have lost £43,000 in interest.

Working nights and financial calculations and decisions simply do not go together.