180K Investment

bowlhead99

Or spread-bets or 'contracts for difference', where you contribute a relatively small amount of money to get paid a profit (or incur a loss) based on the movement in price between x and y date, effectively using leverage on your original stake money to participate in the profits or losses of the underlying instrument or index from which the price is derived.

AnotherJoe

jdw2000 wrote: »

Is there such a thing as leveraged investing in shares/funds? (ie, getting out mortgages to buy more as you would with a house).

btw, I am not tempted by this, just asking!

Options. Can be very risky.

jdw2000

Yeah, I do not fancy the idea of leveraged shares.


The leveraging aspect though is the reason why property is better, IMO. That ability to add "0s" onto the ends of your profits.

That being said, I sold my BTL investment. I just hated the hassle. And I say that as a landlord who always had good tenants. God forbid you have bad tenants....

atush

I love my investment trusts.

jdw2000

atush wrote: »

I love my investment trusts.

What do you love about them? And what do you not like about them?

jdw2000

Another thing coming on this site has done for me is to see the film Highlander in a whole different light.

In that film you have a bloke who is 400 years old and all he owns is an Antique Shop.

In 400 years he never learned about compound interest. He should he the richest man in the world several times over pretty effortlessly. This is not the sort of intellect the human race needs roaming about the planet for any longer than is necessary.

Pincher

https://www.ft.com/content/0fdc605a-a53d-11e3-8988-00144feab7de

March 7, 2014 by: Chris Flood

"Writing about the instructions laid out in his will, Mr Buffett said his advice for the cash left to his wife was that 10 per cent should go to short-term government bonds and 90 per cent into a very low-cost S&P 500 index fund.
“I suggest Vanguard’s [S&P 500 index fund],” wrote Mr Buffett, adding that the long-term results from this policy would be superior to those attained by most investors, whether pension funds, institutions or individuals, that employed high-fee managers."


I just wish Vanguard would get on with it, and go retail in the UK.

Open a Vanguard run S&S ISA in April 2017, put £20k in, and buy when there is a crash. Add £20k more in April 2018. Assume crash in 2018.

Faithful to my religion, I will sell up and stay in cash by 2027, before the crash in 2028.



Plan B is to marry Mrs. Buffett when Mr. Buffett dies.

jdw2000

Been reading Monevator all day. Goodness me, they really are convinced on the passive investing. They have certainly convinced me.

This is long, but well worth a read: http://monevator.com/is-active-investing-a-zero-sum-game/

jdw2000

Pincher wrote: »

https://www.ft.com/content/0fdc605a-a53d-11e3-8988-00144feab7de

March 7, 2014 by: Chris Flood

"Writing about the instructions laid out in his will, Mr Buffett said his advice for the cash left to his wife was that 10 per cent should go to short-term government bonds and 90 per cent into a very low-cost S&P 500 index fund.
“I suggest Vanguard’s [S&P 500 index fund],” wrote Mr Buffett, adding that the long-term results from this policy would be superior to those attained by most investors, whether pension funds, institutions or individuals, that employed high-fee managers."


I just wish Vanguard would get on with it, and go retail in the UK.

Open a Vanguard run S&S ISA in April 2017, put £20k in, and buy when there is a crash. Add £20k more in April 2018. Assume crash in 2018.

Faithful to my religion, I will sell up and stay in cash by 2027, before the crash in 2028.



Plan B is to marry Mrs. Buffett when Mr. Buffett dies.

Buffett was only talking about US investors. Not UK. Apparently it's a different story in UK.

jdw2000

With regards dividends/income, does £5K per annum for each £100K invested sound like a decent ballpark figure? (For VLS, let's say).