Variable rate Aqua card.

Andybez38

Aqua advertises a variable rate on their website. 35.9% is listed on the homepage. What's the rate your paying/been accepted at? I know i'm paying 29.6% atm. What is the best rate i can hope for?

dresdendave

Just pay in full every month and your rate will effectively be 0% APR. Use these high APR cards for building a credit history, do not carry balances on them.

Anthorn

Andybez38 wrote: »

Aqua advertises a variable rate on their website. 35.9% is listed on the homepage. What's the rate your paying/been accepted at? I know i'm paying 29.6% atm. What is the best rate i can hope for?

I don't see specifically a variable rate card on the Aqua website except in the sense that the APR on all the different cards is variable. That is unless you know different.

I would say that the only way to attain 29.6% APR on an Aqua card is with the Aqua Advance card. At the time I closed my Aqua Advance my APR was 19.94%. Not impossible though since the 35.9% APR quoted on for example the Classic card is a representative example.

Let's just say that the 29.6% quoted in your opening post is unlikely.

Andybez38

Anthorn wrote: »

I don't see specifically a variable rate card on the Aqua website except in the sense that the APR on all the different cards is variable. That is unless you know different.

I would say that the only way to attain 29.6% APR on an Aqua card is with the Aqua Advance card. At the time I closed my Aqua Advance my APR was 19.94%. Not impossible though since the 35.9% APR quoted on for example the Classic card is a representative example.

Let's just say that the 29.6% quoted in your opening post is unlikely.

I'd beg to differ. Taken from my Aqua classic statement.



Typical APR N/A 29.6% N/A
Standard Purchase Rate 2.187% 29.6% N/A
Standard Balance Transfer Rate 2.187% 29.6% N/A
Standard Cash Rate 2.841% 40.0% N/A

Dandytf

I'm today Aqua card delivered.

Applied 34.9apr 6 mths 0% purchases.

When paperwork arrived last week accepted 44.9 6 mths apr -not bad at all.

Card arrived today-£300 initial limit, haven't decided how I can make use of this card.

I'm I wrong thinking Noodle Improve is free via Aqua as Noodle site is still asking £30 12 mths.