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Refused esa , desperate.

Hi all, My husband has been off work for 10 weeks with severe rheumatoid arthritis. He is self employed, I work 39 hours, but my wages pay mortgage and council tax only. He has been refused esa because he doesn't have enough ni contributions. We have been told that as I work we can claim nothing at all. I was going to apply for reduced council tax, but believe that even though we have no money coming, unless we are on a benefit, we wont be eligible. How are people supposed to live , does anyone know if we could claim anything. thanks in anticipation

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