Car insurance conundrum

endurium

I've inherited a car from my late father who lives in the Irish republic, where the car is still located. I plan to bring the car back to the UK, which means I'll get a sizeable import duty refund from the Irish govt as the car was imported from the UK in 2015 and import duty paid by the dealer from whom my father bought the car.

The problem I'm facing is getting the car insured so that I can bring it back to the UK and get it registered with the DVLA. Any insurer I've spoken to won't insure me to drive the car in Ireland because it's not a UK-reg vehicle. No Irish insurer will insure me because I'm not resident in Ireland. One UK insurer said that if I registered the car with the DVLA before bringing it back to the UK, then they could insure me to drive the car in Ireland, but DVLA have told me in no uncertain terms that I cannot register a vehicle that hasn't been imported into the UK, and besides, they would require an export certificate issued by the Irish govt.

Surely there must be an insurance firm in the UK that will insure me to drive the Irish-reg car in Ireland, bring it to the UK and continue to insure me for as long as I own the car after registering it in the UK?

DUTR

endurium wrote: »

I've inherited a car from my late father who lives in the Irish republic, where the car is still located. I plan to bring the car back to the UK, which means I'll get a sizeable import duty refund from the Irish govt as the car was imported from the UK in 2015 and import duty paid by the dealer from whom my father bought the car.

The problem I'm facing is getting the car insured so that I can bring it back to the UK and get it registered with the DVLA. Any insurer I've spoken to won't insure me to drive the car in Ireland because it's not a UK-reg vehicle. No Irish insurer will insure me because I'm not resident in Ireland. One UK insurer said that if I registered the car with the DVLA before bringing it back to the UK, then they could insure me to drive the car in Ireland, but DVLA have told me in no uncertain terms that I cannot register a vehicle that hasn't been imported into the UK, and besides, they would require an export certificate issued by the Irish govt.

Surely there must be an insurance firm in the UK that will insure me to drive the Irish-reg car in Ireland, bring it to the UK and continue to insure me for as long as I own the car after registering it in the UK?

For the ongoing additional expenses, it maybe wise to sell the car over there and buy one over here.

rich13348

Have a shipping company collect ship and deliver the vehicle. Then when its safely on your driveway register it in the UK. Let the shipping company deal with the hassle.

pappa_golf

go to ireland and have the vehicle transported to the docks , enjoy the sea , then drive home

AdrianC

endurium wrote: »

...which means I'll get a sizeable import duty refund from the Irish govt as the car was imported from the UK in 2015 and import duty paid by the dealer from whom my father bought the car.

No, it doesn't. And no, you won't. And no, he didn't.

What he had to pay was the Irish first-registration fee. In the UK that's £50-odd. But, since the car's already been registered here, even that may not be payable.

There's no VAT or duty to pay on import, because the car's already registered in an EU country.

Surely there must be an insurance firm in the UK that will insure me to drive the Irish-reg car in Ireland, bring it to the UK and continue to insure me for as long as I own the car after registering it in the UK?

It's illegal for a UK resident to drive a foreign-registered car in the UK.

Get it transported. Much easier, much cheaper, much more legal.

rs65

You need to find a UK insurer who will use the VIN until a UK registered number is given to it.

dacouch

Speak to a broker located on or near a military base (Especially RAF base), they will be used to dealing with UK armed forces returning from Germany and other countries with vehicles they have purchased which have foreign reg plates.

They will typically cover the vehicle won the Chassis Number which enables you to prove Insurance to the DVLA / VOSA. Once you have your UK plate they change the cover over to cover that

Herzlos

pappa_golf wrote: »

go to ireland and have the vehicle transported to the docks , enjoy the sea , then drive home

This. Get an Irish resident to drive it to the docks, get your export certificates etc, park it up when you get to the other side (or get it trailered home) and then get it registered.

Or just sell it in Ireland.

endurium

AdrianC wrote: »

No, it doesn't. And no, you won't. And no, he didn't.

What he had to pay was the Irish first-registration fee. In the UK that's £50-odd. But, since the car's already been registered here, even that may not be payable.

There's no VAT or duty to pay on import, because the car's already registered in an EU country.


It's illegal for a UK resident to drive a foreign-registered car in the UK.

Get it transported. Much easier, much cheaper, much more legal.

The only thng that's not incorrect in your post is the very last sentence.

Tothepoint.

AdrianC wrote: »

No, it doesn't. And no, you won't. And no, he didn't.

What he had to pay was the Irish first-registration fee. In the UK that's £50-odd. But, since the car's already been registered here, even that may not be payable.

There's no VAT or duty to pay on import, because the car's already registered in an EU country.


It's illegal for a UK resident to drive a foreign-registered car in the UK.

Get it transported. Much easier, much cheaper, much more legal.

Is it?

Which law prevents it?

AdrianC

Tothepoint. wrote: »

Is it?

Yes.
https://www.gov.uk/importing-vehicles-into-the-uk/temporary-imports

Which law prevents it?

The Road Traffic Act requires all motor vehicles to be registered in the UK.
There's an exemption for foreign residents temporarily importing vehicles, under the 1968 Vienna Convention on Road Traffic.

If you want a nice simple overview, then...
http://www.hughesguides.com/foreignvehicles.pdf