Your application has been successful - don't want the loan anymore, do I need to do

depressedcat

anything?
It was an online application it just says it's been accepted and 'Please read all of the agreement pack carefully (...) etc.
I assume that if I don't send it back, that's it, I don't need to phone them and cancel anything right?
The email from them didn't explain : (

eskbanker

Probably best to read all of the agreement pack carefully, to see whether you're already past the point of no return, rather than assuming. Or reply to the email asking them the question rather than this forum (who don't even know who 'they' are!)

depressedcat

Hi
I have read it, it pretty much just says the usual, and then:
' Sign only if you wish to be bound by its terms'. so I assume that, i've not entered into a legal agreement just by filling out their online application form. It is with 'Creation'.

YorkshireBoy

On their website one of the FAQs says they don't release the money until they've received your signed acceptance. But why risk it? If you don't want to phone them (at your cost), then simply complete the callback form and let them call you!


Got to be better than asking people what they think on an internet forum surely?

depressedcat

Yeah, I know what you mean. For someone without anxiety issues, it would be the easiest/most logical thing to do. Unfortunately, even basic things like that make me want to crawl under my bed, and never come out.
I suppose there's always the 14 day cool off period though, so maybe I could just email them.