no mot, no tax, no insurance

Wig

Yes, but there is a first step

0) Check tyres (inflation and baldness), lights, indicators, exhaust (for excessive noise), windscreen wipers, mirrors (are present), Excessive rust (causing the vehicle to be unsafe), brake pedal can be pumped and becomes impossible to continue pumping it (it's what should happen). Check wheel bolts are all tight (don't want wobbly wheels, unlikely I know), steering wheel is tight, no 'free play" in either direction.

barrymung

Wig wrote: »

You can't tax it without MOT and insurance.

So your first step is to get it MOTd. Mr bad above has the right idea, ask someone with fully comp to drive it to the MOT station, There are some insurers who no longer offer any car insurance for fully comp. .

AFAIK, virtually ALL insurance policies require the vehicle to be insured by the actual owner. ie you can drive someone else's car on your policy so long as the owner also has insurance on the vehicle.

It's basically so that you can:

1. test drive vehicles you are thinking of buying.

-and-

2. Borrow a car in the event that your's is off-road.

Wig

barrymung wrote: »

AFAIK, virtually ALL insurance policies require the vehicle to be insured by the actual owner. ie you can drive someone else's car on your policy so long as the owner also has insurance on the vehicle.

It's basically so that you can:

1. test drive vehicles you are thinking of buying.

-and-

2. Borrow a car in the event that your's is off-road.

There are some who do not have this requirement specifically in the policy, so one can assume that it is not required.

Conor_3

Wig wrote: »

There are some who do not have this requirement specifically in the policy, so one can assume that it is not required.

You are so wrong. If your policy states that the car must be insured by the owner/in its own right, then it must be otherwose you're not insured when driving it.

FannyHill

I am fully comp, it used to allow me to drive any car that was not my own but they changed the rules recently.

ioscorpio

Why don't you get a mobile mechanic to have a look at it first to see if it's worth getting it mot'ed etc

ezzkikrios

ioscorpio wrote: »

Why don't you get a mobile mechanic to have a look at it first to see if it's worth getting it mot'ed etc

that's a good idea. i think i might do that. any idea of how much that'll cost?

Wig

Conor wrote: »

You are so wrong. If your policy states that the car must be insured by the owner/in its own right, then it must be otherwose you're not insured when driving it.

Well talk about "stating the obvious". But if you read what I wrote that is not a reflection on what I wrote is it.

I said, If your policy does not specifically say it is a requirement that the other car is insured in its own right, then you can drive another car even if it doesn't have its own cover.

Wig

ezzkikrios wrote: »

that's a good idea. i think i might do that. any idea of how much that'll cost?

More than it would cost you to do the 6 steps listed below. You would also be throwing money away, the MOT test will be very thorough, there is no way a mobile mechanic will be able to do the same amount of work for less money (if at all).

1) Book an MOT appointment
2) arrange insurance cover for the date of the appointment sufficiently in advance to get a certificate through the post 2 - 3 days would be enough - It does not really matter if you have a certificate on the day of the test or not, it just helps should the police stop you, which is unlikely, even if they do and you don't have it yet you get 7 days to produce, and your cert should have arrived by then.
3) drive to MOT station
4) get test report
5) Drive home again
6a) Decide if you wish to get work done to pass MOT or
6b) Cancel insurance and get your money back. - but before doing so you might think about driving it to the scrapyard.


Oh and usually insurance policies require the car to be in your name. So if they ask tell them it is your car, you can fill in the V5 later and send it off (preferably after the MOT test has been done) and when you do fill in the V5 you can back date it to the date you insured it.

Oh and it is important the MOT appointment has your registration on the booking, tell them it is not taxed and you need them to note the registration (if they don't ask for the registration) - if they do ask for the registration there is no need to tell them it is not taxed.

Roosh

If the car is in your sisters name, she will have to insure it, with you as a named driver, which she may not want to do. Otherwise the ownership will have to be transfered to you before you can insure it. However, you may be able to get a cover note before the docs come back from DVLA, so that the car can be insured quickly.