Bank switching help

Joewilliams1997

Hey,

So I have just switched to the coperative bank because of the £150 cash offer. To do this I had to close my Santander account.
Now, I have been with other banks in the past about two because I like the cash offers. I am 19 and have a good credit rating.
In about a month or two (December & Janurary)
I want to switch back to Santander and open a 123 account.
Because I have been switching banks and based on the story I just told you, will I get declined for the account?

Many thank

YorkshireBoy

Joewilliams1997 wrote: »

I want to switch back to Santander and open a 123 account.

One question...why?


The answer to your question, by the way, can only be answered as possibly, or possibly not!

ceredigion

Crystal ball ?

Joewilliams1997

I shut it cos I cash switch now want to go back to santander in a month Or two. Problem?

YorkshireBoy

Joewilliams1997 wrote: »

I shut it cos I cash switch now want to go back to santander in a month Or two. Problem?

Again, possibly...possibly not. No-one here can given you an answer.


Again, why Santander 123? More specifically, why not Santander Lite or NatWest (if you want DD cashback)...why not Nationwide FlexDirect, Club Lloyds, TSB Plus, Tesco, BoS Vantage (if you want a decent interest rate)?

Anthorn

YorkshireBoy wrote: »

Again, possibly...possibly not. No-one here can given you an answer.


Again, why Santander 123? More specifically, why not Santander Lite or NatWest (if you want DD cashback)...why not Nationwide FlexDirect, Club Lloyds, TSB Plus, Tesco, BoS Vantage (if you want a decent interest rate)?

Or even Airdrie Savings Bank or Clydesdale and Yorkshire Bank's B?

Or perhaps it's a matter of personal preference

YorkshireBoy

Anthorn wrote: »

Or perhaps it's a matter of personal preference

Sure, but if some children were crossing the road between parked cars, you'd point out it might be better to use the zebra crossing 20m up the road instead...wouldn't you?

Or if you saw someone in Tesco picking up a tub of butter for £3.25 you'd tell them they could get 2 for £4...wouldn't you?

Same thing in my book. Looking out for others, and trying to help.