Insurance premium increase when add reg plate

halkineso

Hey guys just looking for insurance for my van and find out that insurance premium increase if i use my reg plate.

Van insurance premium if i choose make and model from list: 2200 quid
If i input my reg plate: 2700 quid

Can someone explain my what can affect this because its quite big diffence? :eek:

Fat_Walt

halkineso wrote: »

Hey guys just looking for insurance for my van and find out that insurance premium increase if i use my reg plate.

Van insurance premium if i choose make and model from list: 2200 quid
If i input my reg plate: 2700 quid

Can someone explain my what can affect this because its quite big diffence? :eek:

You need to give us a clue.

Maybe your van isn't listed as what you think it is.

pappa_golf

check your V5 , because the insurance co are looking at a different model or engine

halkineso

It is listed as it should. If i choose same model without reg plate the price is lower. No accidents on this van. So thats look really strange... But i can't buy insurance without reg plate. When i enter reg plate into DVLA check information looks correct.

pappa_golf

there is a fault on thier database , you need to ring a broker to sort it

forgotmyname

The reg has a previous claim under it?

The make/model is a generic search where the reg is an exact one.

A while back i did a quote on 2 seemingly identical Ford KA's. Same year, same engine, same model spec and even the same colour. Yet one cost more to insure than the other.

Maybe one had a mod declared previously or maybe it had an optional extra not noted by the seller or maybe one had been in an accident before?

So many variables.

Mr.Generous

maybe that model van has an imobiliser and decent alarm from 20?? onward, the quote's assume its a model with these until you put reg in? I'm clutching at straws...

Car_54

Is it a personal plate? Maybe they assume those owners have more money than sense?

reddwarf2002

I bet there are some factory fitted optional extras that are increasing the premium.

Nodding_Donkey

Use the vin number to insure it

marlot

Are you an existing customer for the company who are quoting?