Whens best to complete? Week of christmas or first week in Jan?

FIRSTTIMER

Unsure what date...any advice for a ftb?

lewishardwick

Knowing most solicitors are absent between Christmas and New Year, don't get your hopes up.

Ask you solicitor what their plans are for the Christmas period... Then decide based on that.

G_M

I'm afraid I don't know your personality, or your circumstances, well enough to answer.

and nor does anyone else here.

AdrianC

G_M wrote: »

I'm afraid I don't know your personality, or your circumstances, well enough to answer.

and nor does anyone else here.

...or those of your vendor, their vendor, their vendor, and so on all the way up to the top of the chain.

Personally, I'd be holding off until after NY. Too much to go wrong.

Doozergirl

I'd expect solicitors to be taking a decent break over Christmas. If you manage to complete during Christmas week, I'd hope nothing goes wrong as there may not be anyone around to fix it.

davidmcn

Doozergirl wrote: »

I'd expect solicitors to be taking a decent break over Christmas.

The days between Christmas and New Year, maybe, I'd expect them to shut on the 23rd and reopen on the 3rd (or the 4th in Scotland). Larger firms will have at least a skeleton service on the working days in between, but obviously you need everyone involved to be at work for it to happen.

DaftyDuck

Will Santa know you have moved, if you do so before Christmas? Of course, if you are moving from a chimney-free pad to one that's better endowed, I'd plump for before. Save on prezzies, as you'll have all those boxes to unwrap...

deanomeara

I was hoping to hold off until after new year but I have been told the house I am buying the seller has not paid the mortgage and the property may get taken off her any time so it looks like I may need to complete before Christmas

G_M

deanomeara wrote: »

I was hoping to hold off until after new year but I have been told the house I am buying the seller has not paid the mortgage and the property may get taken off her any time so it looks like I may need to complete before Christmas

Provided the sale price is enough to pay off the mortgage, the lender is unlikely to repossess if there is an imminant sale arranged.

If the sale price is not enough to pay off the mortgage, you should not be uying the property at all!

Contessa

When I bought my present house it took longer than expected. Offer accepted at end of July and a short chain.

Finally, the seller and especially his seller wanted to exchange and complete the week before Christmas. I wasn't willing to do this as it involve a move nearlt 400 miles away and too much could wrong at that time of year.

Instead I agreed to exchange before Christmas but complete at the end of the first week in January when everyone was opeen for business again.

All went well.

DigForVictory

Me, I'd rather move in the New Year once everyone's back at work & all my questions have a better chance of answers.

Whereas Christmas? It's bedlam already without adding a house move, & an emergency plumber will be 3 times the usual rates.