999 out of 999 score but only 58% chance of acceptance?

lyle1993

Just used MSE and Experian to check my credit score, it shows as 999 out of 999 but on MSE's website is says my 'hit rate' of getting the best deals would only be 58%? Why is that?
I'm 23, full time employment for 2 years after finishing uni, have a credit card i pay off in full and on time every month? Could it be because of my age?

adindas

lyle1993 wrote: »

Just used MSE and Experian to check my credit score, it shows as 999 out of 999 but on MSE's website is says my 'hit rate' of getting the best deals would only be 58%? Why is that?
I'm 23, full time employment for 2 years after finishing uni, have a credit card i pay off in full and on time every month? Could it be because of my age?

Because you never read other posts in this MSE forum regarding credit score...
Search and spare sometimes reading about credit scores in this forum there are tons of them even on daily basis ...

Now start reading and draw your conclusion what the people are saying about this credit score ...

DCFC79

lyle1993 wrote: »

Just used MSE and Experian to check my credit score, it shows as 999 out of 999 but on MSE's website is says my 'hit rate' of getting the best deals would only be 58%? Why is that?
I'm 23, full time employment for 2 years after finishing uni, have a credit card i pay off in full and on time every month? Could it be because of my age?

Its because you haven't received my 2 packs of biscuits, I can increase your chances.

Joking aside all you need to do is check out the other threads (as suggested by adindas) then you might understand.

badmemory

And what all the other threads mention - Electoral Register. Completely ignoring the fact that the score is completely meaningless, which is what #2 & 3 are partly referring to. Have you checked out the CONTENT of the 3 credit reports, make sure the entries are accurate, that is what is important, not some number that changes with the weather.