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Barclaycard Claim Rejected
I recently sent a claim to Barclaycard stating i was miss-sold PPI. I quite sure i recall being told it was not an option when i signed up (at a pop up third party sales thing) . However Barclaycard have advised that my claim was processed online and that as such i chose to take the PPI out.
Unfortunately i have lost the original agreement which i signed at the time.
Do you feel there is any use in pursuing without the proof that i didnt process the application online?
Comments
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No. .0
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The PPI issue was miss-SELLING - if you chose it online with no-one from the bank involved, they didn't sell you it, you chose it.
Unless there was a pre-ticked box (they will know the dates that was in force if they ever did that) or some wording that made it appear that it was recommended then you miss-bought so can't have been miss-soldSam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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As simple as that then.
Does anyone know if Barclaycard used pre-ticked boxs? It was early 2000's when the account was opened.0 -
As simple as that then.
Does anyone know if Barclaycard used pre-ticked boxs? It was early 2000's when the account was opened.
As above, if they did, they will know the dates and will pay out as cases will have been with the ombudsman before and always rule against them - egg did for example and the dates are known and PPI complaints in that period will winSam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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