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Missing Promotional Rate Indicator
Ben8282
Posts: 4,821 Forumite
Not long ago I obtained a new BT card and made a 0% balance transfer.
Experian credit report now just updated with September statement period (i.e. previous balance and payment being September statement balance and payment) and the Y for promotional rate is missing after being there for only 2 reporting periods, giving the erroneous impression that the promotional rate has been withdrawn after 2 months and that the balance is interest bearing.
I have no reason to believe that the promotional rate has actually been withdrawn, besides which I have already received both the October and November statements and no interest is being charged and the 0% BT is showing correctly on the statements.
Is it worth bothering to have this corrected? My concern is effect on future applications or impression gained by existing lenders when they receive their feeds, if they think I have lost a promotional rate on a new BT card after 2 months.
Experian credit report now just updated with September statement period (i.e. previous balance and payment being September statement balance and payment) and the Y for promotional rate is missing after being there for only 2 reporting periods, giving the erroneous impression that the promotional rate has been withdrawn after 2 months and that the balance is interest bearing.
I have no reason to believe that the promotional rate has actually been withdrawn, besides which I have already received both the October and November statements and no interest is being charged and the 0% BT is showing correctly on the statements.
Is it worth bothering to have this corrected? My concern is effect on future applications or impression gained by existing lenders when they receive their feeds, if they think I have lost a promotional rate on a new BT card after 2 months.
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