Joint Easy to Open Basic Bank Account?

TaxQuestions_2

Hello.

I'm looking for a joint bank account for two adults that is easy to open.

I need two debit cards, online banking and direct debits.

Preferably I'd like to open it online.

We're both self employed but have no credit problems.

I did read this post but it didn't mention joint accounts or opening online:
http://www.moneysavingexpert.com/banking/basic-bank-accounts

Does anyone have any tips please?

Thanks

jonesMUFCforever

If you have no credit problems why would you need a basic account?

You can open an account online at any bank these days -if the application does not allow you to open it joint immediately you can add a second person at a later stage.

EarthBoy

With no credit problems most banks wouldn't open a basic account for you anyway. They reserve them for people having difficulty getting an ordinary account.

TaxQuestions_2

OK, thanks Any recommendations for a free bank account that has good online banking and mobile apps and can be opened online?

eskbanker

TaxQuestions wrote: »

OK, thanks Any recommendations for a free bank account that has good online banking and mobile apps and can be opened online?

Realistically pretty much any currently available non-packaged bank account meets those criteria, although the quality of both online banking and mobile apps are highly subjective and there's no guarantee that a branch visit won't be needed for ID verification even if applying online. Many/most on here choose accounts based on more tangible facts like interest rates or switching bonuses - check out the 'best bank accounts' quick link further up the page and take it from there....

TaxQuestions_2

Thanks. I've applied online with co op for their regular account.

If I don't pass the credit check (lived abroad in last 3 years) hopefully they will let me go on there basic account.