Lloyds monthly saver

Milarky

(the 8% one year/two year one) It appears you can reapply the day after the account matures for a follow on account - with a nil balance.

One year products cannot be opened immediately after closure by virtue of an anniversary clause until one year after original opening. (There is a similar two clause in the two year product which may or may not be still 'in effect' - I doubt it)

Anyway it does appear that once your account (of either type) matures you can reopen a brand new account.

Snow_Dog

The odd thing i've noticed is I got the 12 month annniversary interest (2 year 8%) on 31st August, then 3 days later they've credited another 90p interest. Strange or what.