Balance transfer from overdraft

RichardCook

Hi are there any balance transfer deals out there that will allow me to shift a 20k overdraft to card?

[Deleted User]

That limit is possible, but unlikely, given your existing debt.

RichardCook

Or even part of it?

Nebulous2

Your best bet to shift it to a credit card would be a money transfer. Getting accepted would be a different question entirely though. You are likely to need to split it over at least two cards, and even then would need a good track record to get £20k.

RichardCook

I've got a 999 credit score by the way....

PeacefulWaters

RichardCook wrote: »

I've got a 999 credit score by the way....

As a child I had a blue budgie.

About as much use.

[Deleted User]

RichardCook wrote: »

I've got a 999 credit score by the way....

Cool. .

[Deleted User]

RichardCook wrote: »

Or even part of it?

Maybe. All depends on your credit file, income, affordability and so on. But 20k suggest you're not swimming in spare cash, which will be a concern for lenders.

Nebulous2

Try an eligibility checker. MBNA gives a good indication of likely acceptance with a soft check. Even if you shift half of it to a long-term 0 per cent interest deal you could make a good saving.

eskbanker

PeacefulWaters wrote: »

As a child I had a blue budgie.

I take it the past tense signifies that it's now gone to meet its maker, shuffled off its mortal coil, gone to join the choir invisible, push up daisies, etc, etc? But beautiful plumage though....

PeacefulWaters

eskbanker wrote: »

I take it the past tense signifies that it's now gone to meet its maker, shuffled off its mortal coil, gone to join the choir invisible, push up daisies, etc, etc? But beautiful plumage though....

That's the one. Norweigan Blue.