Next Directory Card

HarlowC

Post closed

Bosie

Hi, this is from The Next website.

This facility is only available to existing Next Credit Account customers, once you have shopped with us and received 3 consecutive statements, subject to how you manage your account. We reserve the right to refuse a request for a Next Directory Card.

HarlowC

I just rang them and they said my card is in the post!

Fireflyaway

Why not just pay cash? If you can't pay cash you probably can't afford it. I was silly enough to get a next account a few years back and got into buying stuff a lot more casually than if I was handing over cash. The balance went up to £2000. I was paying for stuff long after it had gone to the recycling centre! Now I pay cash and if I can't afford something I save until I can. That way you have no worries.

TheShape

Fireflyaway wrote: »

Why not just pay cash? If you can't pay cash you probably can't afford it. I was silly enough to get a next account a few years back and got into buying stuff a lot more casually than if I was handing over cash. The balance went up to £2000. I was paying for stuff long after it had gone to the recycling centre! Now I pay cash and if I can't afford something I save until I can. That way you have no worries.

We don't know the OP's financial situation, they may have more than enough cash to pay for purchases but is making use of a 0% credit facility (potentially free borrowing). Sensible purchasing on credit can be financially beneficial.

Fireflyaway

True we dont know the whole situation but OP is paying the minimum on a pair of boots. I don't see why anyone would do that if they were in a good financial situation.