Linked address causing problems

JimmyTheWig

GingerBob wrote: »

The trouble is, CRAs furnish their customers with your complete address history, apparently right back to when you were 18. So you apply for credit to a bank, the bank gets all your addresses and says "has this person ever lived at one of the addresses on our blacklist? Yes he has, so he can go and whistle!" Blacklisting! With the current regime operated by the CRAs you can't stop it.

My point is, however, that you are only on the blacklist for that specific bank.
I know it's still not ideal, but does still give you access to most products.

If the bank wants to blacklist someone based on a 20-year old address then that's their fault.