Aim to get mortgage down before increasing again

Schoolworker

Car insurance was due up and quotation came in at £660 for multi car deal. Anyway hubbie did a comparisons and was going to go with DL at £600but phoned our original insurance company Aviva to say he was leaving but they have done a deal so we are staying and got this for £553. Great saving. At the end march is the home insurance to do - let hope we can get another good deal.

Schoolworker

Well another day off school for me and the kids. Hubble has went into work and got their ok. Hopefully we are meeting up with friends along the street so kids are happy. Just going to do a bit of reading and some school work as youngest needs to do this on a regular basis and happy to it.

We have plans for the weekend of friends coming over to see the extension but not sure if this will happen as I think they will all cancel but we will see what happens. Just hope the local Scotmid gets deliveries so I can go to get some shopping on Saturday or Sunday. B.B. and scouts cancelled today but will need to see if football (it’s inside) and gymnastics are on on Saturday morning for the kids. At least we are warm and safe at home during the last few days.

Just updating the monthly interest applied to 2 bank accounts and notice one has dropped a bit but not sure if it’s because February is a short month and did a small tilly tally. Had to readjust amount going into savings due to a few extras to be paid this month but hope I can sort this out if any money left at 5he end of the month. Also need to find spend money for may holiday - ok for spend money for family weekend in April to Aberdeen.

Schoolworker

Well kids going back to school today most of the snow is disappearing and then we will head to my mum after school.

My son fell off his sledge o. Friday and got a few scratches but nothing serious. Yesterday he told us that his big front tooth was wobbly and he thought this was fine as tooth fairy would come. Anyway today when he woke up the tooth came out so need to phone dentist when it opens and see what they say. I'm really worried and have had a wee cry. Don't know what the outcome will be.

Our friends on Saturday night cancelled but other friends still came on Sunday. Could not believe that some local shops shelves are still half empty on Saturday but managed to get most of the stuff we needed apart from meat for the freezer but we have enough for this week.

Need to go to buy mum's day present today as no car tomorrow as it's going for not and service in the morning after school run.

Schoolworker

Dentist had a look at sons tooth and we were told it was his baby tooth. I was convinced it was a big tooth. She thinks it came out a bit early due to his fall of his sledge as it still red but tooth fairy will need to visit tonight. Glad about it and was very emotional this morning.

Bought the kids Easter eggs as they reasonable price in supermarket so they are in as well as t-shirt for son so only need to find t-shirt for daughter now.

Bought perfume for both mum's and will get a wee bunch of flowers as well to go with it. Sorted now.

Later on the month I need to buy 1 present for nephew and also present for daughter but she knows what she wants.

Schoolworker

2 mum's liked their perfume and got wee bottle of wine and chocolate. I got chocolates, Avon perfume, candle, fudge, lipstick and purse. The kids spend money at a stall in school of things which have been handed in for the mother's Day sale.

Daughter was ill on Sunday night so off school on Monday so had to stay in the house. Back to school today so was able to do stuff.

Made an overpayment of £202 to mortgage today as well as putting money away in savings. Got daughter's birthday present so it all sorted wants a new leotard who have she chose on Saturday, a hairdryer set and we are going to theatre with friends to see fame in august. She wants a party so booked this at trampoline park so need to try to get cheap stuff to make up party bags as party is not cheap. She has been told no party next year.

Got nephew birthday this week and we are meeting up with them for bowling on Saturday afternoon and then kids are going to grans for sleep over as we are out with friends.

Schoolworker

Yesterday I had a day off work and went to an event at my kids school.in the morning and then shopping to spend some gift vouchers I have - still got some to spend and get real summer clothes for my abroad holiday in may.

Managed to get some sweets and bubblegum shower gel tubes to go in party bags for 10and 11yr old. Only 2 more shower gels to track down as they are being discontinued.

Last night son was sick so he was suppose to go to grand while I go to work. Anyway I have woken up with the sickness bug so me and son are lying on the sofa feeling sorry for ourselves. Hopefully we will be ok for tomorrow as got nephews bowling get together and going out for dinner with friends. Got friends due tonight but this all be cancelled.

Found out the other day that my building society you can't put cash into someone else account.lu July I had cheques to pay information me and hubbie isa. This is ok or a transfer but no cash. Was advised that most of the other banks are doing this.

Darpett

There seems to be a lot of really fierce bugs around this winter. Hope you get better soon.

Eeeeekk to the teeth related issues!

Well done on being so organised for pressies.

Schoolworker

Well we managed to go out last Saturday night but gran came to the house to babysit as son was still unwell - he had a bad cold with some cough but was back to school Monday but had Calpol in morning and night. I managed to find all 8 body washes from different branches of savers for the party bags.

Today is the day of daughter's party at airspace and party bags made up and cake bought. I hope they like the party bags with the body wash and sweets.

Yesterday had day to ourselves mostly as daughter on trip with scouts all day and son went to friends house for all the afternoon and then we had friends over for takeaway and drinks.

Daughter's birthday is tomorrow so both set of grandparents over that night. One set for dinner - maybe pizza and the other set us over after dinner for cake.

Just worked out we spent £285 on food for the month so it's reasonable. Thought I had lost track of this and it would be higher.

Schoolworker

Just checked and our mortgage balance for 26th march is £112808.69. it's certainly heading in the right direction but will be a lot happier when it's under £100k whenever this happens. Will keep on plodding away with my small overpaymemt over the rest of the year.

Schoolworker

We finished up school me and the kids on Thursday. Friday we went to shops for daughter to spend some of her birthday money and get pokemon swim shorts for son swim lessons which he starts on Tuesday. Went swimming - only paid for daughter as son got junior membership due to swim lessons and I'm still. Member at the moment but this stops on begin of may. With sons membership we get a family swim free which will be great and used. We went to neighbour's house for takeaway night as we are friends and kids play well together.

Today we are heading to a park for picnic Nd to roll our decorated hard eggs as it's Easter. Not sure what plans are for Monday as it looks like we are going to get snow in Scotland.

Hubbie got paid so trying to sort out finances but credit card which we pay off every month is high over £1k but I think I have managed to pay this. Will need to rein this in next month as we can't continue with this.

Hope to make a small overpaymemt for this month as we are away for a weekend to Aberdeen and need to get spend money for our (me and hubbie) long weekend in Portugal begin of may.