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Pros/Cons of adding old addresses?
holodeck
Posts: 2 Newbie
Hi
What are the pros and cons of adding old addresses to your record with a Credit Reference Agency. The ones I've checked only have my current address.
Welcome your views.
CAH
What are the pros and cons of adding old addresses to your record with a Credit Reference Agency. The ones I've checked only have my current address.
Welcome your views.
CAH
0
Comments
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How long have you been at your current address?0
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You'll need to declare previous addresses when making applications. This in itself will create a link.0
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Hi holodeck
Agree with Thrugelmir's post above. Your credit file should reflect your address history spanning the past six years - if it does not, any gaps are liable to compromise credit applications as lenders are spooked by them.
Dennis
@natdebtlineWe work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps0 -
i have been at my current address for 15 years.0
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If you've been at your current address for the last 15 years personally I don't see what would be gained from adding older addresses to your credit files.It's not your credit score that counts, it's your credit history. Any replies are my own personal opinion and not a representation of my employer.0
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