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How to avoid 50/50 car Insurers settlement?

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Comments

  • bery_451
    bery_451 Posts: 1,897 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Ok Here comes the $64000 question,

    For example how can liability be determined if there is no cctv or witnesses at a road traffic accident scene?

    When insurers tell their customers not to admit liability at the scene then how can liability be determined given the no proof circumstances above?
  • Quentin
    Quentin Posts: 40,405 Forumite
    If there are opposing stories without any witnesses etc you end up with split liability.
  • rs65
    rs65 Posts: 5,682 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Combo Breaker
    bery_451 wrote: »

    For example how can liability be determined if there is no cctv or witnesses at a road traffic accident scene?
    The credibility of the drivers stories, were it to go to court.

    Areas and nature of damage to each car.

    For what its worth, I don't see how someone could undertake you if you were making a left turn there.
  • bery_451
    bery_451 Posts: 1,897 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    rs65 wrote: »
    The credibility of the drivers stories, were it to go to court.

    Areas and nature of damage to each car.

    For what its worth, I don't see how someone could undertake you if you were making a left turn there.

    Exactly undertaking successfully is impossible given the narrow lane space unless you want to collide with the car you plan to undertake.
  • rs65
    rs65 Posts: 5,682 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Combo Breaker
    bery_451 wrote: »
    Exactly undertaking successfully is impossible given the narrow lane space unless you want to collide with the car you plan to undertake.

    I think you are missing my point.

    You story doesn't sound credible.
  • csgohan4
    csgohan4 Posts: 10,600 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper Photogenic
    edited 19 November 2016 at 8:27AM
    OP there is something your not telling us??? it doesn't sound right


    Be glad your not 100% culpable. It's your word against his, so 50/50 is a good outcome.
    "It is prudent when shopping for something important, not to limit yourself to Pound land/Estate Agents"

    G_M/ Bowlhead99 RIP
  • bery_451
    bery_451 Posts: 1,897 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    rs65 wrote: »
    The credibility of the drivers stories, were it to go to court.

    Areas and nature of damage to each car.

    For what its worth, I don't see how someone could undertake you if you were making a left turn there.

    As explained earlier Glover Street is a tight left turn. If the driver was to delay his left turn because it is a tight left then that gives the 3rd party driver dangerously space to undertake by using the side street as space.

    Making sense now for you?
  • cajef
    cajef Posts: 6,283 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    bery_451 wrote: »
    If the driver was to delay his left turn because it is a tight left then that gives the 3rd party driver dangerously space to undertake by using the side street as space.

    Making sense now for you?
    None whatsoever!!!!
  • bery_451
    bery_451 Posts: 1,897 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I think there's no point continuing talking further and looks like CCTV will have to do. Thanks everyone for their participation in this thread.
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