car insurance

Giles_K

Surely this depends on the contract? Cancellation fees aren't unheard of (if you have a less reputable provider). At the same time, like others have said, insurance is a paid contract. The two months cover don't get discounted, so it's reasonable that the insurance provider would want money. Without details on the policy/premiums, I can't comment on the value itself

dacouch

jonzi.999 wrote: »

he sold his car and hes living at different address. i am not sure if he has got proof or not

We don't have all the information to give exact advice eg the size of the premium and whether he had made a claim or not.

As others have stated, he should have informed the Insurers, however a friendly and polite call asking for their help to resolve the issue may help. Offer to send them proof that the car was sold before the policy was due to be expire, this should prompt them to back date the cancellation of the policy (There may even be a clause in the policy confirming all cover ceases when you sell the policy which will help).

The back dated cancellation may reduce the amount owed.

In addition to this, he is entitled to a breakdown of what the amounts they are asking for comprises of.

If he is not happy with the results of the above, he can make an "Official Complaint" which they are duty bound to properly investigae

jonzi.999

just an update he has tried to talk to insurance company but they just asking him to pay or they will get the debt collectors involed.

AdrianC

jonzi.999 wrote: »

just an update he has tried to talk to insurance company but they just asking him to pay or they will get the debt collectors involed.

How... surprising.

jonzi.999

i meant to say that they were asking him to pay all of 500 pounds one payment. i spoke to him earlier and they will give him a call tmorw. he is hoping they will break it down in to small installment thats the only way he can afford atm

Marvel1

Tell "your friend", paying monthly is a loan for annual cover and would need to pay it. It could ruin his credit. Good luck.

AdrianC

jonzi.999 wrote: »

i meant to say that they were asking him to pay all of 500 pounds one payment.

Not much of a surprise, is it? He's already shown them he doesn't quite understand the importance of keeping paying instalments.