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Should I keep this card?
tizwoz46
Posts: 57 Forumite
in Credit cards
I applied for a 0% on purchases card to use on holiday. I applied for the Halifax 0% for 12 months and also the Lloyds TSB (my bank) Advance 0% for 6 months card. The Lloyds card arrived in time for my holiday, so I used that.
When I returned home, the Halifax card had arrived, but as yet I haven't validated it. Should I keep it to use in 6 months, when the 0% on the Lloyds card has expired? Will I be charged anything?
When I returned home, the Halifax card had arrived, but as yet I haven't validated it. Should I keep it to use in 6 months, when the 0% on the Lloyds card has expired? Will I be charged anything?
Trish 
0
Comments
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your quite right, when ur advance car runs out of 0% you will still hve 0% for 6 months on ur halifax. just done balnce transfer on to it because u wont get ur 0%.Funny enough, i have had a Lloyds advance since feb 07, i took it out for the 0% for 6 months. but i have now had the card 7 months and there is stil no interest and it it still says on the stmnt purchases still at 0.00 and no estimated interest, i would just love it if it never reverted bk!!!!!Halifax CC [STRIKE]£1322.88[/STRIKE] £0 :j 11.9% Virgin CC [STRIKE]£1534.76[/STRIKE] £1384.76 0% until AUG 13. Grant over payment [STRIKE]£166.66[/STRIKE] £0 :j DFD 31 JUL 13 #102 :beer:
Weight[STRIKE] 164lbs[/STRIKE] :mad: 05 May 164lbsTarget 146lbs by 30 JUN 13
Happiness is a way of life not a destination.:j0 -
Should I validate the Halifax card now, or can I wait until the LTSB card rate ends and then validate it? OR can I cancel the Halifax card and then re-apply for their 0% for 15 months card?Trish0
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tizwoz46, did you use your Llyod card for overseas purchases during your holidays, or within the UK?0
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I used it in USA for purchases. According to my statement, I haven't been charged any extra for this.Trish0
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