Boomers Pension Gravy Train Finally To Be Derailed

ukcarper

ruggedtoast wrote: »

Well I suggest you do so then.

Really at your age, you should know better.

Good day.

What makes you think I don't

ruggedtoast

CLAPTON wrote: »

one can't intelligently discuss the issue of shortage of housing without discussing both supply and demand: which is why there has been no intelligent discussions about housing during the last 25 years.

Yes lets discuss that.

For how many Claptons is there a demand?

How many Claptons are there?

According to my calculations the supply of Claptons exceeds the demand for Claptons by one.

Good day.

ruggedtoast

ukcarper wrote: »

What makes you think I don't

If you hadn't brought it up it wouldn't have crossed my mind.

I don't personally mind whether you pay your TV license or not. Its easy enough to avoid it apparently, if you don't mind ignoring the door bell.

Personally I prefer to pay my way but I imagine what with all the other free things the government keeps giving you it could get confusing.

Cakeguts

ruggedtoast wrote: »

Have you thought of writing a letter to your MP demanding a free tv license? Its intolerable hardship that you should have to pay for one.

You need to do some sums. You will need to get off the mobile phone and start a spreadsheet.
You can add up these figures.

The cost of your car for the year.
Cost of iphone
Broadband
Sky or Cable
Eating out
Ready meals
phone calls
computer
drinks
going out
meals at work
drinks (coffee) at work
Christmas presents.
Birthday presents
holidays
anything else you have bought that wouldn't end your life if you didn't have it.


Add this lot up. This will tell you how much you would save if you didn't have any of them or pay for any more of them.

Subtract from them the cost of using public transport instead of a car. Also work out how much electricity you would save by not having anything except lighting that runs on it.

When you have done that you will know how much someone buying a house in the 1960s or 70s would be saving because they wouldn't have any of these things.

Until you can live a life without all the things that you buy you are not in a position to comment on how much money older people have to spend now that they are older. You also haven't realised that they probably spend less than you do. They just spend it differently.

ukcarper

ruggedtoast wrote: »

If you hadn't brought it up it wouldn't have crossed my mind.

I don't personally mind whether you pay your TV license or not. Its easy enough to avoid it apparently, if you don't mind ignoring the door bell.

Personally I prefer to pay my way but I imagine what with all the other free things the government keeps giving you it could get confusing.

I only bought it up because you keep saying boomers get free tv license which they don't.

ruggedtoast

ukcarper wrote: »

I only bought it up because you keep saying boomers get free tv license which they don't.

Well, the old five fingered discount apparently...

ruggedtoast

Cakeguts wrote: »

You need to do some sums. You will need to get off the mobile phone and start a spreadsheet.
You can add up these figures.

The cost of your car for the year.
Cost of iphone
Broadband
Sky or Cable
Eating out
Ready meals
phone calls
computer
drinks
going out
meals at work
drinks (coffee) at work
Christmas presents.
Birthday presents
holidays
anything else you have bought that wouldn't end your life if you didn't have it.


Add this lot up. This will tell you how much you would save if you didn't have any of them or pay for any more of them.

Subtract from them the cost of using public transport instead of a car. Also work out how much electricity you would save by not having anything except lighting that runs on it.

When you have done that you will know how much someone buying a house in the 1960s or 70s would be saving because they wouldn't have any of these things.

Until you can live a life without all the things that you buy you are not in a position to comment on how much money older people have to spend now that they are older. You also haven't realised that they probably spend less than you do. They just spend it differently.

Thanks I don't have an iPhone or Sky.

Btw people don't usually buy their own Christmas presents.

CLAPTON

ruggedtoast wrote: »

Well, the old five fingered discount apparently...

everywhere the same, the left has completely given up on any serious commentry on social / ecomonic policies and is only concerned with internecine infighting :

toastie having an existential breakdown with all his former certainties smashed : forces to defend the posh tory voting boomer judges, forced to defend the white, christian EU that exploits and discriminates against the poor developing non white countries

oh dear how have things go to this state?
best to reconcile with your parents and stop having to eat alone : remember parents always love their offspring however undeserving

Cakeguts

ruggedtoast wrote: »

Well I thought instead of dealing with specious fake statistics from dodgy non referenced websites that are selling travel adventures, I might actually use facts.

Firstly the actual number of students who take a gap year is around 27,000 per year, not some 2.5 million, which is nonsensical if you think about it for 3 seconds.

http://gapadvice.org/gap-year/facts-figures/

Secondly, what do you actually think a gap year is? Outside of the privileged middle classes a gap year is as likely to mean a year working in a Tesco warehouse to save money or figure out if they even want to go to university.

British teenagers can be quite adventurous and if you don't mind slumming it there are plenty of cheap ways to spend a year out, working in bars or harvesting things so see you can see some of the world, especially if parents help out a bit.

Its a good thing.

Prince William swanning around Borneo and the Gold Coast isn't what most students do before they head off for halls and a lifetime of having their salary garnered to pay back their university education.

Unfortunately all you really want to know is that your prejudices about young people are exactly as you want them to be though, so I am not expecting you to believe any of this, even though its true and backed up by verifiable statistics.

Gap years are an absolute disaster. What they do is the delay the start of work. There is no point now in having a gap year before university people can travel anywhere in the world at any time in their lives if they plan it correctly.

Regarding university you didn't and no one else has to go to university. The local millionaire near where I live is a hairdresser.

I would favour a return to grants for university but that would also coincide with the reverse of the dumbing down of educational standards that have happened over the last 30 years. A return to only the top 10% of A level passes going to university which would roughly mean that anyone who got less than an A now would not get a place which is what it was like until the 70s. A levels were harder and the results were calibrated. Anyone getting an E then would get an A now so if you make it so that only people with As go to university or make A levels harder again then you could easily give people a grant.

Anyone who wants to study fashion, media, film studies, journalism, dance, drama, peforming arts can pay for it like they used to before the 70s. Or go to technical college and study there for free like they used to.
You have to remember that grants were awarded according to the amount that the parents were earning they were means tested so not everyone would get a full grant although the university fees were paid. There were no loans so if you didn't get a full maintenance grant you had to work while studying there was no money for a gap year. If people can go on gap years now that means that there is more disposable income in their families.

Going to university is a choice no one has to go if they don't want to. Before anyone says that you can't earn as much if you haven't been to university there is this example. The house next door to my parents was bought new by an optician in the early 60s. That was sold a few years later to a couple who owned a business selling from a market stall they spent a lot of money on the house when they bought it.

ukcarper

ruggedtoast wrote: »

Well, the old five fingered discount apparently...

Talking rubbish as usual.