CCJ - Getting it settled

officialpetelaa

Good Evening All,

I received a CCJ back in 2012, unfortunately I had moved and only became aware of it when applying for a mortgage. I subsequently got hold of the the claim information and arranged to make a payment to ultimately clear the CCJ.

I had email confirmation that monies were received along with a commitment to send a formal follow up letter confirming CCJ ref and confirmation that the balance has been cleared allowing the CCJ to be settled. Despite chasing over last 6 + months this hasn't been forthcoming.

Any guidance welcome on best next steps!

pappa_golf

if you have paid it off the CCJ will just show as settled and still on your file for the full 6 yrs (england)

keep harassing the company involved

Anthorn

You have to specifically apply to the court with proof that the CCJ has been fully paid and pay a £15 fee to have the CCJ marked as satisfied in the Register Of Judgements. It doesn't happen automatically when the debt is paid.
https://www.gov.uk/county-court-judgments-ccj-for-debt/ccjs-and-your-credit-rating