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Online Current Account with Instant Setup?
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userdefinable
Posts: 302 Forumite
I signed up for Halifax reward account with the intention to switch my bank and get the £100.
I didn't realise that it's only selected banks which take part in the switching scheme, and my building society wasn't one of them.
Therefore I can't claim the £100 and Halifax don't want to know.
On principle I'm thinking of opening a current account just for the purpose of switching to Halifax (jumping through hoops, a waste of time but such is life). I want something in the scheme with an instant online setup.
Any ideas?
I didn't realise that it's only selected banks which take part in the switching scheme, and my building society wasn't one of them.
Therefore I can't claim the £100 and Halifax don't want to know.
On principle I'm thinking of opening a current account just for the purpose of switching to Halifax (jumping through hoops, a waste of time but such is life). I want something in the scheme with an instant online setup.
Any ideas?
0
Comments
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Instant online setup won't get you an instant debit card, which you'll need to initiate the switch to Halifax.0
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Why do you need it done instantly? Halifax even let people who have opened their Halifax current account years and years ago switch a bank account to them for £100.0
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I found that the fastest was definitely Barclays. Account opened Tuesday evening, bank details provided immediately, debit card received by Friday dinner time. That way you could initiate a switch and get the aforementioned £100.0
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Or just switch the Halifax account to TSB to bag their £100?This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
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Why the need for a debit card?
I switched an account that didn't have one! no problems
I was hoping to switch a derelict a/c to Halifax (to my real reward a/c) but was told it had to be my main a/c with DDs and salary paid in that I was going to switch! Annoying- no-one has said that before (with other switches I mean)Being polite and pleasant doesn't cost anything!
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2024:Sewn:59Doggy ds,52pyramids,18 bags,6spec cases,6lav.bags.
Knits:6covers,4hats,10mitts,2 bootees.
Crotchet:61angels, 229cards=453 £158.55profit!!!
2025 3dduvets0 -
Katiehound wrote: »Why the need for a debit card?
I switched an account that didn't have one! no problems
I was hoping to switch a derelict a/c to Halifax (to my real reward a/c) but was told it had to be my main a/c with DDs and salary paid in that I was going to switch! Annoying- no-one has said that before (with other switches I mean)
No mention on DD for the new halifax switch, you just need to be aware that the account will get closed, I switched someone yesterday that had an old Natwest account and no DD or salary, they just paid some money in so there was something to switch.
Halifax Switch T&C'sI’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%£2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%Total £4095.19/£7332.95 = 55.84%0 -
If there's no debit card attached to the account being switched you won't have a problem. However, if there is (and the receiving bank will find out when they start the process) then you will have a problem. Very few accounts I've opened have given me the option of NOT having a debit card.Katiehound wrote: »Why the need for a debit card?
I switched an account that didn't have one! no problems
If they said it verbally (though why you'd have to ask when the written T&Cs are very clear I don't know!) then it means nothing!I was hoping to switch a derelict a/c to Halifax (to my real reward a/c) but was told it had to be my main a/c with DDs and salary paid in that I was going to switch! Annoying- no-one has said that before (with other switches I mean)0
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