We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

Heard nothing on IPA

If you don't need to have an IPA does the OR contact you to tell you so or will I just hear nothing. It's been 3 weeks since my first OR interview and there has been no contact since

Comments

  • I think the OR contacts you days after your Bankruptcy with details of any IPA. Phone the OR's office and check they won't bite. When you submitted your income and expenditure if there was a decent surplus an IPA would have been set up quickly. As said phone and check and best luck..
  • mwarby
    mwarby Posts: 2,048 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Well the OR (or his/her staff) would need to validate your income and expenditure first, this will happen at or before your interview. The OR has the whole 12 months to setup the IPA, I'd think the first few days the focus would be on informing creditors and your bank.

    I'd give it at least a few weeks until chasing up on the IPA, but if your budget showed a surplus, I'd keep this to one side, (as much as you can), so if OR wants it you have it. If you struggle with your submitted budget, may talk to OR to see if you can revise the figures
  • mwarby
    mwarby Posts: 2,048 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    The main bankruptcy forum would be better for you, as this is for those in an IVA or DRO, which although have strong similarities aren't bankruptcy
  • Yes I posted it here by accident
This discussion has been closed.
Meet your Ambassadors

Categories

  • All Categories
  • 347.2K Banking & Borrowing
  • 251.6K Reduce Debt & Boost Income
  • 451.8K Spending & Discounts
  • 239.5K Work, Benefits & Business
  • 615.4K Mortgages, Homes & Bills
  • 175.1K Life & Family
  • 252.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.