Setting aside a settled CCJ

jimmypick

Hi,

Just a quick query.

I have two CCJs on my credit file. They are both from the same debt and have both been settled.

But I had no knowledge of the 2nd case as correspondence was sent to my old address, which was the fault of the claimant's solicitor. As soon as I found out about it, I made steps to start paying it back and it was eventually settled this April.

Now it has been settled, the claimant's solicitor has been decent enough to provide me with a Tomlin Order to help me get the second CCJ off my credit fine. Apparently also I need to fill in form N244 and submit £100 to the court.

Does anyone know if it's that simple, and how long it will take before it is removed? Is there anything else I can do to help the process along?

Thanks in advance :beer:

sourcrates

Sorry I'm unsure what your talking about.

If the CCJ's have been settled, you simply get confirmation of such from the creditor, and pass it on to the court.

They will then get marked as such on your credit file, you cannot have them removed unless you settle within 30 days of judgement, otherwise only time will do that, 6 years from date of judgement they will be gone, you are mistaking set aside, for removal, they are two very different things.

A set aside costs £255,00 and is something you apply for if the original judgement was incorrect.

jimmypick

Sorry, having re-read my first post, I haven't put enough there.

The claimant confused my old address with my new address and served me with papers for the second claim at my old address. So the hearing went ahead without me knowing.

I've settled the claim, but want it removed from my credit file completely on the basis that they wrote to the wrong address.

sourcrates

jimmypick wrote: »

Sorry, having re-read my first post, I haven't put enough there.

The claimant confused my old address with my new address and served me with papers for the second claim at my old address. So the hearing went ahead without me knowing.

I've settled the claim, but want it removed from my credit file completely on the basis that they wrote to the wrong address.

Did you settle within 30 days of judgement ?

If so send the evidence of payment to the court, and it will be removed.

If not, you can't have it removed as by paying it you are admitting the debt is yours, it's too late now for set aside as you've paid it.

jimmypick

No it wasn't settled within 30 days.

So I can't have it turned over on the basis that I didn't know the hearing was going ahead?

pappa_golf

no , not now you have paid , you should have applied for a set aside very quickly after noticing it , if it had been allowed normally the craimant starts the charge again (correct address)