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Mustbeananswer??
Posts: 548 Forumite
Am I wasting £14.99 a month please....not mean....just interested??:beer:
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Definitely.
Just order a £2 report when you need one.0 -
What are you getting for £14.99 ? The free offer is for the credit score only. (but yes, you are wasting £14.99 a month when you can get credit reports from the other 2, equifax and call credit, free for life)0
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Hi
As the others have said. You can get a statutory credit report for £2 from each of the agencies.
You can also see the Equifax information for free on www.clearscore.com, and Call Credit for free on www.noddle.co.uk
James
@natdebtlineWe work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps0 -
Mustbeananswer?? wrote: »Am I wasting £14.99 a month please....not mean....just interested??:beer:
Absolutely you are yes indeed !!!! £180,00 a year for nowt !!!
I think I would cancel it without delay if I were you !!I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
If you *really* want to view your meaningless credit score for free with Experian try here:
http://www.moneysavingexpert.com/creditclub
The same applies with Noddle (Call Credit) and Clearscore (Equifax).It's not your credit score that counts, it's your credit history. Any replies are my own personal opinion and not a representation of my employer.0 -
The useless Experian score which is updated monthly is free.
The useful Experian credit report which is updated when lenders send payment history etc is not free.
Just order the £2 report once or twice a year.
You can view Equifax on Clearscore and Callcredit on Noddle for free. Both are updated roughly every 31 days. Some people say the accuracy of these are not very good. But they are accurate on mine.
Just like Experian, ignore the useless scores given to you.0 -
Not accurate on mine0
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